"The biggest difference in my daily life since I started receiving money from GiveDirectly is that I am now more assured of getting regular water since I have a storage tank as a backup plan unlike before. I will not need the services of a motorcycle taxi to bring me water which will save me a lot of money, and even though so many of us in the village have tap water in our compounds, I still believe that I will be of so much and great help to those that do not have storage tanks in the event that there's a disruption in the water supply line, all thanks to GiveDirectly."

"Currently I have a motorbike given in form of a loan running for a period of two and a half years. The sum amount payable is KES 206000 which is much expensive compared to a one time buy which costs KES 125000. I usually pay KES 380 per day which limits my household's take home amount. I could like to repay a lump sum of KES 20000 to reduce the loan repayment time frame. For the past seven months I fetch milk from my maiden's household. I feel like owning my own dairy cow will boost my self-esteem and sense of ownership. This will also minimize domestic misunderstanding between my wife and her in-laws." (Occupation: Motorcycle or bicycle taxi)

"The current challenge I am facing now is providing food for the family and also pay school fees. I work as a casual labourer and I earn very little per day. It's approximately KES 300. This is little for the family." (Occupation: Motorcycle or bicycle taxi)

"When the program started in our town, I decided to settle my children's school fees issue because that was my main goal at that time. My new goal is to buy a motorcycle so that it keeps helping in supporting my family even when this program is over, I should still have something better to generate income from."

"Give Directly is enabling me to accomplish my long awaited dream. I will soon be a brand new bike owner which will empower me to take good care of my family when commercializing it. There will be no need of me being stranded again or unable to shoulder my responsibilities as head of the home. I'm so much grateful for all that GD is doing. God bless them richly." (Occupation: Motorcycle or bicycle taxi)

"After receiving my first two transfers, I used the money and bought a fairly used motorbike, and I am running it in the traffic on a commercial basis. Now with my new goal to plaster my house, and do other renovations, I used some of the money and bought six bags of cement. Additionally, a portion of the money was used to buy a load of sand. Furthermore, the balance money was used to pay the contractors. Now that my dreams are falling into place, I am very excited to be one of the beneficiaries of GiveDirectly financial program." (Occupation: Motorcycle or bicycle taxi)

"In my opinion, GiveDirectly has been doing well from the beginning of this program and continue to do more. All our dreams that seen impossible all through the years is coming to pass all because of GiveDirectly financial assistance. With the heart of gratitude, I say trumps up for job well done. Truly speaking I have not seen or heard wrong done by GiveDirectly." (Occupation: Motorcycle or bicycle taxi)

"My new goal is to start a motorcycle taxi business and to find a way to get money for paying school fees for my six children. I want to start the business because I know that I am going to make good money especially when I am the one operating it. I will be able to get enough money at the end of the day for buying food and I can save some for paying school fees for the children. I am a single father and by doing so, I will no longer have to engage in any casual job available to earn a living."

"We spent most of the recent transfer money on buying a piece of land. We bought a point of an acre at KES 40000. We bought the land because the one that we are living in is very small, it is also a point of an acre. We hence do not usually have somewhere to till. We plan to meanwhile use the piece of land bought for farming but in the future, we would like to settle there and rear some cows. We also bought a bag of maize for our consumption at KES 3000 and with the remaining amount of money, we used it in buying a few household items that were missing like the utensils. Buying the piece of land has always been our wish but we did not have the money to do so. My husband usually does the motorcycle taxi business while for me I at times engage in casual jobs when they are available. The money that he makes most of it usually goes to the purchase of food for our family of four and some of it he uses in paying for the merry-go-round contributions in the self-help groups that he has joined. We are thus grateful to GiveDirectly for enabling us to achieve our dream." (Occupation: Motorcycle or bicycle taxi)

"Fours year before GiveDirectly, I had borrowed a loan to start an MPesa business and shop business. Since then I have been repaying it at a monthly installment of KES 10,500. To repay it I have been working as a motorcycle taxi where I get KES 300 a day and approximately KES 8,000 a month. This I would top-up and repay the loan. Luckily, when I received my second transfer I was able to repay the whole loan amount of KES 28,000. Since then I am a very happy man because I now make more profits in my business unlike before when I was repaying the loan. Secondly, I spent KES 15,000 of the transfers on clearance of our high school fees arrears. This is because we are fourth-form graduates and would like to further our studies to get decent jobs. In addition, I also spent KES 16,000 on roofing and doing finishing for my shop which had stalled. This is because I have been renting a shop at KES 1,500. This will not only do away with renting expenses but also increase profits. I also spent KES 5000 on food and other household items."