"Receiving this money means good education for my children. I am blessed with 5 children. All these children attend school. One of my children is totally deaf and dumb. She attends school for the physically handicapped in Kwale county. The school fees for this particular child ranges from 15,000 KES to 20,000 KES per year. The rest of the children are still in primary school. I pay a total of 20,000 KES for their school fees per year. Raising approximately 40,000 KES per year is not a joke. My husband is currently jobless. I am also doing a small business of selling fast foods such as potato and cassava chips. I roughly make a profit of 200 KES. With a family of 5 children. This income is never sufficient. All the amount goes into buying food and purchasing other essential things such as soaps. This means, nothing remains for savings that can help me pay school fees for the children. As at now, my only focus is on my children's education. My plan is to use the transfers I will be receiving to continuously pay for my children's tuition fees as they keep on advancing to their next academic classes."

"The challenge I am currently facing is lack of money. I don't have any kind of employment that can generate a steady income. I used to buy and sell the local alcohol but due to lack of enough money to buy the alcohol, the business collapsed. Currently, I depend on my 3 sons who work as motorcycle taxi attendants ( boda boda). The income that they get is also not sufficient for all of us. In some cases, I lack money to even buy laundry soap. Right now, I have a daughter who is supposed to be in school. Due to school fee arrears, she was denied access to school. It makes me sad seeing my daughter stay at home due to lack of school fees but I have nothing to do. I have no money."

"Receiving this money means that I can finally start a small business. For a long time, I jave stayed without an income. I am good at running a cafeteria, so I think I will start a food joint. I will use about KES 30000 to buy all the items like ustensosl and rent. I will then us yhe rest yo improve my house and s Hu plort my husband i paying school fees."

"The biggest hardship is financial constraint. I have a huge family of 5, among them are two orphans and my husband's mother in her old age. I am a caregiver yet I only rely on some few chicken for income. With about KES 50 per day from selling eggs, I am struggling to provide food for the household as well as school fees for the kids."

"I have a number of things that I have been struggling with due to lack of finances. The first one is school fees for my children. I pay close to KES 3,000 shillings per term and the amount will increase as they proceed to higher classes. This money from GiveDirectly will go a long way in helping me educate my children. I also had a grocery business which collapsed due to lack of money. I plan to set aside KES 3,000 to restart the business and expand it more with the subsequent transfers."

"The biggest challenge I am facing now is unemployment. I am the third born out of 9 children and my father passed on ten years ago. My mother who is unemployed had to shoulder all the burden of raising us. I had to drop out of school 2 years after the passing on of my father due to lack of school fees. I am a motorcycle taxi operator and the little I get ( approximately KES 300 a day) goes into supporting my younger siblings who are still in school. This leaves me with no money to build my own house and start income generating projects that will earn me good money."

"Finding enough food for my family has been the biggest hardship in my life. Working casual jobs in different schools is quite unreliable as it is not available all the days of the month. I spend part of the wages on school fees for my child in a college, leaving another amount for foodstuffs. All the time, it is not enough for food in the household. I wish to get a constant daily income through selling eggs. I will therefore build a poultry house and buy about 30 chickens and stock their feeds."

"Receiving this money means better education for my children. I have 4 children in school (grade 9, 2 in grade 7 and grade 4) . I am a casual laborer at Kataret village as I drive the tractor and earn KES 6000 a month. I have been using this to pay school fees for my children but it is not enough. They at times stay away from school as I look for their school fees. This is demoralizing for they are dragged behind in their studies and therefore be a laughing stock. I intend to use KES 50000 to pay for their school fees. Additionally, for a stable income, I intend to use KES 45000 to put up a shop at the nearby center. I will use the remaining transfers on food for household ."

"I am the breadwinner of the family since I am married to a vulnerable (disabled). This has made my life challenging since what I earn from my casual job (weeding) is not sufficient to help me buy food, build a decent home and implement my developmental plans, this money has given me hope. With this money, I will budget KES 40000 to build an iron sheet house for my family. I don't have a cow making me buy milk daily for the family, I will consider also buying a cow with KES 30000 to help us produce milk which will help us use it for domestic and sell the surplus to earn income. With KES 20000 I will buy food and clothing for the family and the remaining KES 10000 I will use to pay school fees for my children"

"I am the last born in a family of seven. I have two brothers whom we live with in the same compound. We did not get along with their wives and I had to build a structure so that I can move away from home. Receiving this money, I intend to expand my house with KES 30000 of the transfer because the one I am in is small. I will also buy a cow with KES 30000 of the transfer to buy a cow that will provide my two children and I milk and the rest use to clear my school fees."