"I used my second transfer to buy a cow. I am hopeful it will reproduce in the near future thus my family will have milk and other calves that we can sell to get some money. I used the remaining portion of the transfer to pay school fee and to buy school items for my children to ensure they are comfortable in school. "

"I bought cattle (2 cows, 3goats and 1sheep) because I wanted to go and pay my wife's dowry. The rest of the money I used it on food and chairs "

"I used half of the second transfer to buy a cow for milking in future, and the other half to buy building materials (bricks and sand) which I have laid down, expecting to start a foundation for a permanent house. "

"I was happy because I don't have cows so I new I would have one now. "

"Receiving this money means that my life will change because I plan on buying some dairy cows. I plan on selling the milk that I will get and supplement my family's income thus enabling us to buy various household items. "

"Receiving this money means positive changes in our lives, we are finally able to buy a cow and hopefully build a spacious two bedroomed house enough for our family."

"My dream has always been to buy my own land so I used my first transfer to buy a cow that i will rear then sell after and use the money from the sale to buy land. So it's an investment for now."

"I spent my first transfer to pay school fees for my child because I am a single parent and my child was not going to sit for exams. I also bought a cow because I didn't have any other sustainable way of investing my money so this cow will grow and when I sell it, I will buy land for my children "

"It means a lot to me because I will be able to pay school fees for my children and use the remainder in buying assets like seats and cows for ploughing"

"I spent my second transfer on buying sand and cement to repair the floor in my house. I aslo used some money to buy a cow so i can milk it later"