"I am planning to buy a dairy cow for my family to reduce expenses of buying milk."

"In the next six months I expect my life to have change as am planning to buy a cow and do paddocking in my farm. I would expect to live like others who are well off having milk for use and for sale."

"Receiving this money is great news to me because I am planning to use part of the money to buy a cow. I will also finish constructing my house and the remaining amount shall be used in buying more stock for my mitumba (second-hand cloth) business."

"Receiving this money means that I will be able to buy a cow which I will be milking.I am very happy about this."

"Receiving this money brings happiness and joy to my family. I would like to spend the transfer on buying a cow. This would eventually provide me with milk and improve our nutrition as a family."

"I spent my first transfer on buying cows that were used to pay my dowry. I had stayed with my husband for close to nine years but he has never paid my dowry as traditions require of him for lack of ability to do so. I have also bought some iron sheets that I will use to build a new house in my compound."

"Receiving this money means great news to me. I will use the money to build a new house, buy a dairy cow as well as clear fee arreas for my children in school."

"It means a lot in my life and family at large because we shall buy our own cows that will help us in farming."

"In the next six months I expect to have one cow in my farm. This will allow me get milk for sale and save some cash to take my children to school."

"The biggest difference in my daily life is that I have a dairy cow have always wanted to have. I am hopeful that soon I will be milking and making money like the others."