"I am planning to spend my transfer on my son's college fee, buy a dairy cow for milking, and household furniture such as a cupboard mattress and bedsheets." (Country: Kenya)

"I am planning to start a vegetable business so as to increase my earnings, expand my house because it's too small for my family and buy a bed because I sleep on the floor." (Country: Kenya)

"I am planning to invest in horticultural farming to help me meet the needs of my family. I plan to use my transfer to purchase a bull for ploughing, seeds and pesticides." (Country: Kenya)

"I plan to build a new house, buy livestock like cattle and sheep, the rest we will use to buy household items that we lack." (Country: Kenya)

"I plan to invest in poultry farming, mostly chicken. I want to buy the necessary materials like feeders and to also build a structure to rear them. The rest I will use to build a toilet." (Country: Kenya)

"I plan to pay school fees, my eldest child is in college. I also have three others in secondary school." (Country: Kenya)

"I used 3000 KES to settle some loan, bought a mattress, bought some nice clothes for the family, and also used the remaining amount to celebrate Christmas." (Country: Kenya)

"I I used a portion of the transfer to settle some debt, paid 3,000 KES school fees to my daughter in high school while the rest was used to purchase foodstuffs for family consumption." (Country: Kenya)

"I spent my token payment on expanding my house using iron sheets." (Country: Kenya)

"I spent my token payment on building an iron roofed kitchen." (Country: Kenya)