"I would like to use part of the transfer to expand my business to generate more income. Secondly l would wish to buy a motorbike to use business to generate income. Finally l would like to use the rest of the money to build my own house so that l can stay at home." (Country: Kenya)

"I plan to spend the transfer to plaster my house. I also plan to use the transfer to buy food. I also plan to use part of the transfer to go for a medical examination. I have an infection in my chest." (Country: Kenya)

"I plan to spend the transfer on school fees for my grandchild. I also plan to use part of the transfer to construct a kitchen. I also plan to use the remaining balance to buy food." (Country: Kenya)

"I plan to spend the transfer on constructing a house. I also plan to use the transfer to buy furniture, bed and beddings. I also plan to spend the transfer to pay bride price required by my in-laws." (Country: Kenya)

"I plan to use the transfer to construct a new house for myself and for my son. I also plan to use the transfer to buy oxen plough. This will be helpful to me during land cultivation." (Country: Kenya)

"I plan to spend the transfer on buying beddings and furniture. I also plan to spend the transfer on buying sheep and goats." (Country: Kenya)

"I am planning to spend my transfer on expanding my business of selling household items like cooking oil,sugar and matchsticks. I will spend part of the transfer on building a kitchen as my house is small when I have visitors,I will pay school fees for my children and part of the remaining amount I will start a business of selling chicken." (Country: Kenya)

"I am planning to spend my transfer on repairing my house by having it cemented and I will also buy two cows and a ploughing machine together with renting a farm that we will plant our crops." (Country: Kenya)

"I am planning to spend my transfer on building a kitchen as I don't have one, I will repair my house as it is in a bad state and the remainder I will start a business that I will find viable in my village." (Country: Kenya)

"I am planning to use my funds on my children's secondary education, buy chairs and foodstuffs such as maize." (Country: Kenya)