"We plan to use the transfer money to renovate our house. we also plan to build a toilet for the family. We also plan to use the transfer to start a business." (Country: Kenya)

"I plan to build a house using the transfer. I also plan to buy oxen plough to help me during land tillage. I also plan to use part of it to pay school fees and also pay dowry." (Country: Kenya)

"We plan to use the first transfer to buy furniture for my house. We also plan to buy bed and beddings. We also plan to use the second transfer to pay school fees and build a kitchen. We also plan to use the remaining balance to buy oxen plough." (Country: Kenya)

"I plan to use the transfer money to buy iron sheets and then build a bigger house. I also plan to use part of the transfer to pay school fees for my daughter in high school. I plan to use part of the money as a starting capital for a business." (Country: Kenya)

"I would like to use part of the transfer to expand my house because it is small . Secondly l would wish to pay school fees for my son who is joining form three next year . I would also like to buy oxen to enable do farming . Lastly l would like to high" (Country: Kenya)

"I would like to use part of the transfer to buy oxen to enable me plough my farm since that is the only source of income we have. Secondly l would wish to expand my house because my house is small . Finally l would like to open up a business to generate" (Country: Kenya)

"I would like to use part of the transfer to plaster my house because maintaining mud house is very expensive. Secondly l would wish to build a kitchen so that I can have some where to prepare my meals. Finally l would like to build a pit latrine to improv" (Country: Kenya)

"I would like to use part of the transfer to open up a business to generate income to sustain my life. Secondly l would wish to build a bigger house because my house is very small. Finally l would like to buy a cow to incase of any emergency." (Country: Kenya)

"I would like to use part of the transfer to a kitchen to act as a store and a place for cooking food. Secondly l would wish to do paultry farming to generate income to sustain my family. Finally l would like to clear school fees balance for son who did fo" (Country: Kenya)

"I would like to use part of the transfer to build a pit latrine since we do not have any latrine . Secondly l would wish to use part of the money to pay school fees for my daughter who is in college and my daughter who is joining form one next year. Final" (Country: Kenya)