"I would like to use part of the transfer to expand and plaster my house. Finally l would wish to the rest of the transfer in buying food because I not have any source of income." (Country: Kenya)

"I would like to use part of the transfer to build my own house. Secondly l would wish to pay dowry to parents inlaw to appreciate them. Finally l would like to pay school fees for my children." (Country: Kenya)

"I would like to use part of the transfer to use part of the transfer to open up a business to generate income to sustain my family. Secondly l would like to plant trees to generate income.l would like to make a power station which will help do business" (Country: Kenya)

"I am planning to spend my transfer on buying furniture for my house, beddings and utensils. I am also planning to buy a water tank for water harvesting, I also plan to build a kitchen and also to renovate my house by cementing it. I will also use the rema" (Country: Kenya)

"I am planning to spend my transfer on building my house, I will start a business and pay school fees for my children. I will also use my transfer on buying a cow." (Country: Kenya)

"I would like to use part of the transfer to open up a business to generate income to sustain my family. Secondly l would wish to do paultry farming to generate income. I would also like to renovate my house by fixing better fittings. Finally I would wish" (Country: Kenya)

"We plan to repair our house, build a toilet, pay school fees especially for our eldest child who is joining form one next year and the rest we will invest in a motorcycle spare parts business." (Country: Kenya)

"I plan to buy cattle and a hoe for farming, build a new house, buy a welding machine for my child and to shop for household items that I lack." (Country: Kenya)

"We plan to build a new house, buy cattle and a hoe for farming and to pay school fees for our children." (Country: Kenya)

"I plan to start a business, do large scale commercial farming and to pay school fees for my children." (Country: Kenya)