"I plan to use the transfer to buy oxen plough that would help us during ploughing. I also plan to plaster my house and buy furniture. I also plan to use the remaining balance to start a small business." (Country: Kenya)

"I plan to use the transfer to construct a bigger house for the family. I also plan spend part of the money to buy furniture. I also plan to use part of it to pay dowry." (Country: Kenya)

"We plan to use the transfer to cater for medical bill of our son who is required to go for an operation on his testicles. We plan to use part of the transfer to pay dowry. We also plan to construct a bigger house." (Country: Kenya)

"I plan to spend the transfer money to buy building materials which I will use to construct a bigger house. I also plan to spend some of the money to buy furniture. I also plan to use the remaining balance to boost my business." (Country: Kenya)

"I am planning to spend the transfer to build my own pit latrine and pay my children's secondary school fee." (Country: Kenya)

"I am planning to purchase land for dwelling. I am a widow and I face constant conflict with other family members due to land issues." (Country: Kenya)

"I am planning to buy beddings, purchase foodstuffs such as maize, expand my house because it's too small for my family. I plan to construct a pit latrine because I have none currently" (Country: Kenya)

"I am planning to offset my debts, buy foodstuffs, pay school fee, purchase sand and cement to improve my dwelling, hire labor for quarry mining and use the remaining balance to buy a bull for ploughing." (Country: Kenya)

"I am planning to spend my transfer on my children's education, expand my house because it's small and buy a donkey to assist me to transport water because I live far away from the water source." (Country: Kenya)

"I am planning to purchase tools for farming, buy Iron sheets and expand my house because it's small and can't accommodate my visitors. I plan to use any remaining balance on cementing my house." (Country: Kenya)