"We would like to establish our own home so that we can have our privacy. We would also like to set up a business of selling cereals so that it can generate some income for the family." (Country: Kenya)

"We plan to build a new house, a toilet and to invest in farming by renting a plot of land for planting more crops." (Country: Kenya)

"We plan to pay school fees for our children, pay dowry for my wife, I married her recently. We also plan to buy furniture and start a small business." (Country: Kenya)

"We plan to boost my wife's business, she sales vegetables like kales, tomatoes and onions at the market place. We also plan to buy cattle and a ploughing machine for farming. The remainder we will use to pay school fees." (Country: Kenya)

"We plan to build a new bigger house, pay school fees, the rest we will use to buy cattle and a ploughing machine for farming" (Country: Kenya)

"I plan to build a new house, my children are all grown up, they are forced go to sleep at there grandmother's because the house is too small. I need a bigger space." (Country: Kenya)

"I plan to use the transfer to pay school fees for my children in high school. I also plan to rent land which I will use for agricultural purposes to increase the harvest." (Country: Kenya)

"I plan to use the transfer to expand my business. I also plan to use part of the transfer to pay school fees." (Country: Kenya)

"We plan to spend the transfer money to pay school fees for my three children in high school." (Country: Kenya)

"I plan to use the transfer to build a bigger house. I also plan to use the transfer to buy furniture. I also plan to use part of the transfer to pay school fees for my grandchild." (Country: Kenya)