"The achievement I am proudest of in my life is being able to educate my daughter up to secondary school.I am proud of her because I see education as an investment and I know she will be able to help me in the near future."

"The biggest hardship that I have ever faced in my life is that I was not able to continue with my education. This is because I could not understand the lessons that were being taught. Even though my parents were able to pay for my fees, I had to drop out and as a result, my dreams of becoming a teacher could not be achieved. Currently, I rely on the proceeds from my chicken so that I can meet my needs."

"My parent's inability to pay for my secondary school education made me abscond schooling for one year as they hustle for money. I remember I could see my age-mates going to school and this made me feel uncomfortable. This for me is the biggest hardship I have ever experienced. "

"I dropped out of school while I was still in primary school and this will always be the greatest mistake of my life. Since then, finding a job has been very difficult due to my inability to posses necessary education documentation. Now I have to do manual job(rope weaving)so as to sustain my family and for me this is the biggest hardship I have ever experienced. "

"The achievement that am most proud of is being involved in farming which has helped raise fees for my college education."

"I am planning to use my first transfer of Kshs 25,000 to build a new house. With my family of 7, I find it challenging to accommodate all my children in our current tiny mud house. Besides, I have planned to use the second transfer to purchase a milking cow and grow tea. This will go a long way in sustaining our long term family needs like quality education for my children, food and decent clothing. "

"The biggest hardship I ever faced was when I became very sick a way back for five good years, I wasn't able to continue with my education. This have impacted negatively in my life because I feel I would be financially stable right now but all in all, I thank God for restoring my health."

"The achievement I am proudest of is educating my children.With the little money i get from my teaching job,it was not easy to fund their secondary and University education but i have managed to do it.This makes me proud"

"The biggest hardship I am facing in life is lack of money to advance in my education. I miss good employments due to lack of proper skills."

"I spent the larger portion of my third transfer on paying fees for my son who was in college since this is the best way I could help him and I also knew that through his education, his life would change in future. The remaining amount went on buying a calf that will help in farm work or even resell it later on to get money for personal use."