"I have planned to stock my store,since food is a major problem for me." (Country: Kenya)

"I have planned to build a bigger house where my children can sleep comfortably." (Country: Kenya)

"I have planned to go and pay school fees for my child who is in secondary school,I will also buy some beddings since I don't have any and lastly I will plaster my house." (Country: Kenya)

"I have planned to build a house and build a toilet." (Country: Kenya)

"I am planning to buy a mattress, then pay a debt I owe, I had to take a loan in order to pay school fees for my daughter who is in secondary school. The second transfer I will us to pay school fees for my two children who are in college and another one in secondary school. The third transfer will be used to buy iron sheets which will be used to repair my leaking roof." (Country: Kenya)

"I am planning to buy materials to be used in repairing my house, build a good pit latrine and buy some cows which I will milk and sell the surplus milk in the village." (Country: Kenya)

"I am planning to start a business, I will sell items that are generally needed in the village like cooking oil, salt, maize flour, sugar and other fast moving consumer goods." (Country: Kenya)

"I am planning to start a business that involves buying and selling cereals like maize, beans, rice, green grams and groundnuts. I will also buy and sell fast moving consumer goods." (Country: Kenya)

"I am planning to start a small business selling fast moving consumer goods, we shall also start buying fish from the lake and reselling the same in different surrounding towns and villages." (Country: Kenya)

"I am planning to buy materials to be used to enlarge my house, build an external kitchen and a chicken coop for my chickens. The rest of the transfers I will use to buy some livestock to rear." (Country: Kenya)