"I am planning to use my transfer to further my education so I can get a better job and also on my children's education." (Country: Kenya)

"I am planning build a bigger house because my house is small, buy a dairy cow for milk and use the rest on foodstuffs." (Country: Kenya)

"I am planning to use my transfer on my children's education, expand my house because it's small, venture into livestock rearing and invest more capital on my fish vending business so as to earn more profit." (Country: Kenya)

"We are planning to spend our transfer on our children's education be we have two of them joining college and five in secondary schools." (Country: Kenya)

"I am planning to use my transfer on livestock farming so that I can venture into sales of milk to earn income, pay my children's fee, construct a toilet and a kitchen." (Country: Kenya)

"I plan to spend the transfer to plaster my house. I also plan to spend the transfer to build a toilet. I also plan to spend the transfer to buy a cow that would help me with milk." (Country: Kenya)

"I am planning to use my transfer on my children's education, build another house that my children will use as a bedroom, and start livestock farming that will help me in future to educate my younger children." (Country: Kenya)

"I am planning to spend my transfer on buying items that I lack in my house like chairs, a table and a bed. I will spend part of the transfer to build a bigger house as the one I stay in is very small and I will also buy a cow and a goat so that I can keep them for milk and meat. I will use the remaining amount to start a small business of selling clothes so that I can support my family using the income that the business will generate." (Country: Kenya)

"I am planning to spend my transfer on buying timber, nails, iron sheets and other materials that I will use in building my house as I still stay on a rented house. The remaining amount I will use to start a small business of selling plastic items like plates,buckets and basins." (Country: Kenya)

"I am planning to construct a boat for fishing because I live near the lake and fishing is our main activity. I also plan to use part of my transfer on horticultural farming so as to increase my income." (Country: Kenya)