"I spent KES 35,000 on purchasing a dairy cow. I had always wished to own a dairy cow but I did not have the money. The cost of buying milk is so expensive. This was so demoralizing and stressful since I did not have a continuous source of income. Currently, I no longer buy milk and the money that I could have used to buy milk I spent on other household basic items. I spent KES 8,000 on purchasing two sacks of maize. When we received the transfer we did not have enough food in the store. We decided to purchase some food. The rest of the money I spent on clothes and other household items that we did not have. I am so grateful for the support because GiveDirectly has improved our living standards to be much better than before." (Occupation: Motorcycle or bicycle taxi)

""I will use whatever money or cash transfer that I will receive from Givedirectly to buy a Motorcycle and use it for commercial purpose. As the day goes by, I will put every penny generated from the commercialization of the motorcycle into a daily susu; by doing this; I will raise more money for my future projects. I intend doing this because I feel it will be of great help to me in generating more cash"."

"From the beginning of this program, my goal was to buy a motorcycle so that my husband can run it as our family business because we believe that through it we will achieve so many things; I thank God that my goal has been achieved through the help of GiveDirectly cash transfer. My new goal is to build a house for my family because we are still living in my father's house."

"My happiness come every evening when I see my spouse returned safely from the traffic because transportation with motorcycle is very dangerous. He is my only relative here and his safety matters to me a lot." (Occupation: Motorcycle or bicycle taxi)

"Before I was enrolled in the program, I was employed in a local welding farm and that's how I used to earn living because I was the breadwinner of the family. Since this employment used to earn me salary only enough for basic needs, I wanted to venture into milk selling business but I didn't have enough capital to start up because I also needed a motorbike to transport the milk. When I was enrolled, I bought a motorbike on credit because I knew I would use part of the transfer to offset the loan. I spend KES 27,000 of my recent transfer to pay the loan and the balance to buy a cow. I have already started my business and I'm happy that I getting a better income that before." (Occupation: Motorcycle or bicycle taxi)

"I am a mother of three and to fend for my family I rely upon clay pot making. I have done this business for the last two years and on market days I get up to KES 1,000. My husband also works as a casual motorcycle rider and his daily income is also spent on household expenses. When I received my transfers, I used KES 45,000 on a dairy cow and a heifer. One at KES 25,000 and the other KES 20,000. This is because I have been buying milk a cup of milk at KES 15 daily paid monthly for the past two years. Initially, we relied on my parents in law dairy cows but the productivity is now low. But with cows bought using GiveDirectly transfers, I will soon enjoy my milk. Secondly, I used KES 10,000 on the settlement of debt I had borrowed to construct my house four years ago. Recently, the creditor had been on my neck because I wasn't paying him anymore as per our agreement, but GiveDirectly came to my rescue right on time. Lastly, I bought a Kalenjin Bible Version at KES 900 and two bags of maize at KES 6,000 which can still sustain my family for the four months."

"It was early in the when I was at the farm feeding my cow. Then Suddenly I heard my phone ringing, on reaching out to where my phone was, I saw a text message showing that I had received money from GiveDirectly. This was the best news that I had received in a long time, I was full of happiness and joy. I then broke the news to my wife who was equally happy and excited. Since we had planned prior on how we would spend our transfers, It was easy to stick to the budget without any obstacles." (Occupation: Motorcycle or bicycle taxi)

"I am a Boda Boda taxi driver, married and blessed with five children. Upon the receipt of my first transfer, I opted to pay school fees for my children. Therefore I used KES 10,000 on school fees, I then used the remaining amount of KES 45,000 on plastering my house which had been left halfway due to financial constraints as a result of school fees responsibilities. I am relieved and happy that I was able to accomplish this dream in a short period." (Occupation: Motorcycle or bicycle taxi)

"Few months ago, I was employed as a motorcycle rider where I used to earn a commission of KES 300 daily. This money was only enough to feed my family so I couldn't save towards bettering my life. Since I wanted to make big bets in life and give my family the best by being self employed, I bought a motorcycle on credit at KES 185,000 and I was supposed to be paying a monthly installments of KES 5,000. I spend all my second transfer to offset part of the loan and I am hopeful that I will be managing to pay the monthly installment and provide for my family. It would have really taken a longer time for me to pay back and I'm happy I was able to shorten the payment period by eleven months. All this would not have been possible if it was not for cash transfer and I am super grateful to GiveDirectly for the support." (Occupation: Motorcycle or bicycle taxi)

"The biggest difference in my daily life is the revival and improved sources of income in my household after reviving the maize miller and buying a new motorcycle that is currently operational. These are an assurance of better financial security for my family of eight, as all the smaller household bills we had been struggling with are no more."