"I plan to continue saving in merry go round group. I will use the savings to buy a cow. This is important because it will multiply and even produce milk. I can easily sell them to get cash and my children will benefit from this investment. I will be able to meet their basic and education needs easily."

"Apart from my family enjoying adequate provision of food, I am also able to take goods on credit from the village shop because the shopkeeper has confidence in us now that they know we receive monthly transfers from Givedirectly. I also rear sheep that I bought using savings that saved from the transfer that I receive on a monthly basis.a These when when they grow up and reproduce, I will be able to sell them and buy a cow or even help me clear off my children's school fees."

"My life is currently different from how it was four months ago because my dream of building a better house and buying a dairy cow appear to materialize soon. This is because I have made significant savings through table banking. Moreover, I feel more relieved from the responsibilities that I had before - I was buying most of the basic household needs for my family. Currently, I have left most of those responsibilities to my siblings and focus on my own life because I am about to get married."

"I expect my life to change immensely in the next six months. By then, I will have purchased a cow. Besides, my income will have double because I will be getting the GiveDirectly transfers while selling the passion fruits, tea, and milk. Still, I will be saving a substantial amount of money since I will be getting milk from my cow. Moreover, construction of the new house will have started following the increased income."

"In the next six months, I would want to buy a cow. This is the kind of investment I have always wanted in my life. I have never had one due to my low income from casual work. I will take care of my goat which I bought with part of the transfers and when it reproduces, I will sell them to buy a cow. I know my dream of having herds of cattle will come to pass through the one I will buy."

"I spent part of my first transfer to purchase iron sheets and other building materials. We have been living in a leaking grass thatched house for a while now. My dream of building another one went into vain because of lack of money. All the money I got from selling little milk from my dairy cow usually goes to paying school fees for my children and buying food. I also purchased maize using some part of the transfer. The past few years our maize production has not been doing well because there was an outbreak of a certain disease and this affected the plantation so much that we could hardly harvest anything. Lastly, I spent the rest on paying school fees for my children as I managed to pay their fees on time."

"Currently, my life is different in that I have been able to buy three goats. Through this, I hopeful that they shall reproduce and I will sell some to get money which I will use to buy a dairy cow to make an extra coin by selling its milk."

"Receiving this money means, I will use for farming practices. I shall buy cows to rear and invest in crop growing with this transfers. "

"My life is different in that, I owned livestock which I couldn't have bought in the short period of time given my previous situation of buying everything even food, but now I have owned 2 bulls and two cows, which are to help me ease farming and cows will produce milk for the family once they reproduce."

"My life has changed to a large extent because I have bought a cow, building materials and households items. I live a happy life seeing all thing achievements I have acquired through Give Directly because trust me I would not have bought a cow or building materials on my own if it wasn't of Give Directly."