"I bought metal tiles for the roof of my house because I had planned to remove the old tiles with the new ones."

"Before I was living in bad condition because I had no money but now I am rejoicing . I was able to buy a machine, moreover I bought food and household items that was lacking at home.I will always thank Givedirectly that came to support when I needed it the most."

"In my opinion, GD does well by enrolling its beneficiaries by visiting all the households in the village without depending on secondary sources or local leaders. This has reduced cases of discrimination and corruption. The organisation is doing great work. However, I wish GD could add one more transfer of $450 for us to be more stable financially."

"The financial program will not be here in the long –run. Even after it ends, I want to have something that could easily raise funds to cover my medication needs and food. To accomplish this, I wish to own more goats than the four that I previously obtained through cash transfers. I believe that if I acquire more goats, they will increase my sources of wealth."

"Towards the end of the year, I wish to have bought four more goats through financial aid. Thanks to previous cash transfers, I acquired one goat. Owning more goats will certainly increase my sources of income, which I could trade in the future to raise money for my family’s basic needs like food. More so, this will reduce my dependence on my son even after the cash transfers come to an end."

"I wish to increase my goats from 10 to 20 by the end of the year. However, am afraid that this may not happen considering the financial obligations on my shoulders now that my husband is still hospitalized. Since he fell ill, I have had no support in providing for my family, which has prompted me to rely on charcoal burning. Honestly, what I make from this practice hardly puts daily meals on the table. This is why I want to accumulate wealth through goat keeping as I could easily sell them to make money.  "

"There are many things that I wish to accomplish in my life. However, of relevance at this time is owning goats. According to me, rearing goats is the best way I can contribute to the needs of the family, eventually reducing the weight carried by my son. This is because, as the goats multiply, I could sell them to generate money to cover some of the household's costs. By the end of the year, I wish to have bought four goats. After that, I want to buy a more decent bed and a mattress in place of the sisal-twined one that I have used for a long time. I need to upgrade my sleeping space and enjoy more comfortable night sleeps than the ones am experiencing right now."

"I hope to continue paying for my child's school fees for the coming years and beyond believing that education is the equaliser. To enable me to do this, I am planning to major in vegetable farming and later on sell it through a small grocery that I own in order to earn extra income. I believe this will be sustainable enough to secure his education and to accomplish my heart desire."

"It was around 3:00 pm when I was doing my laundry, and then suddenly I heard my phone ringing. As I usually do, I reached for it to check whose message it was. To my surprise, it was an M-PESA SMS indicating that I have received $200. I would not hide my joy. I immediately called my spouse who was away at that moment to inform him about the good news."

"In the coming year, in addition to providing for my family's basic needs and covering my children's school fees, I plan to use some of my monthly transfers to purchase and raise livestock. My current source of income is limited, and I believe that diversifying my income streams through livestock farming will be beneficial. By selling these animals at a good price in the market, I anticipate that I will earn significant profits. Moreover, the current weather conditions are favorable for livestock farming, and this will enable me to establish and expand my livestock selling business."