"Driven by the awareness of the distance between my village and existing shops, I, as a motorcycle driver, am determined to open a shop within my community. Through dedicated savings and unwavering determination, I am steadily working towards turning this vision into a reality. Every fare and hard-earned income fuels my passion and brings me closer to accumulating the necessary funds. Challenges along the way serve as stepping stones for growth, and I embrace them wholeheartedly. With a focused mindset and astute financial management, I am paving the way for a future where my shop will bridge the gap between convenience and distance, fostering community and prosperity within my village."

"My ultimate goal is to further my education and pursue a course of my interest in college. As a final-year secondary school student, I am determined to join a reputable institution that can provide me with the knowledge and skills needed for a successful career. Additionally, I am motivated to secure a job in order to contribute to my parents' financial well-being. To prepare for the future, I have devised a strategy to save at least $10 from my monthly transfers, ensuring that I can alleviate any potential struggles with paying for tuition fees and related expenses."

"In the coming year and beyond, my primary focus and goal remain steadfast on providing the best opportunities for my family's education and ensuring their well-being. I aim to continue prioritizing the payment of school fees for my four children, allowing them to pursue their academic aspirations without hindrance. Additionally, I will strive to sustain our food security by engaging in subsistence farming, cultivating crops to meet our dietary needs. The rearing of goats will also play a significant role, as they provide both sustenance and potential income. By maintaining these practices, I aim to create a stable and nurturing environment for my family's growth and success."

"My goal is to start a retail shop business. With a large family of 14, my wife and I have been struggling to make ends meet, but it had never been that easy owing to the fact that we do not have a reliable source of income. I would want to have another income-generating activity to boost the little income that we get. I would require a capital of $30 and my plan is therefore to continue saving part of my monthly transfers so that by the start of next year, I shall have started the business. By establishing a retail shop, I aim to provide for my family's needs more comfortably and create a stable and sustainable source of income for the future."

"My goal is to build a spacious house that can comfortably accommodate my family of seven. Currently, we are living in a small one-roomed house, and the lack of space has become a significant challenge for us. To address this, I am determined to embark on a construction project and build a three-roomed house by the start of November, I aim to provide my family with a larger, more comfortable living space that can better meet our needs and improve our quality of life."

"In the coming year and beyond, I want to ensure that my children receive the best education possible and achieve their educational objectives. I currently have six children in school, two in high school and four in primary school. Raising the required fees, particularly for those in high school, could have been difficult if not for the transfers. My main source of income has been burning and selling charcoal, but I am unable to support my family adequately. I usually sell the charcoal once a week for $ 7, making it difficult to raise fees while also feeding my family. My goal is to pay fees for my children on time so that they can stay in school and avoid being sent home."

"Happy"

"Feels comfortable knowing I have what to eat, my house is being finished and I have bought a cow for my self"

"Felt good and surprised to receive the money. I even left the hoe in the garden to go and withdraw the money"

"The challenge I'm facing currently that is making my life hard is the lack of food and work. Due to the prolonged droughts, finding work has been a painstaking job since they are scarce. I would get only work such as charcoal burning which is occasional and unpredictable. This has led to a lack of money and food. This greatly affects me since I can't have enough food and I'm forced to go without eating the majority of the time."