"We had a funeral so I spent most of my third transfer on funeral arrangements then use the rest to build a kitchen which is also used as a guest room."

"I spent my third transfer on plastering our 3 room house(40,000 KES) that we had build using second transfer, and which will make it easier for me to maintain it rather than when it was a mud house. We also installing solar for lighting(5,000 KES)"

"I lost my mum in the midst of the transfer so I used 10000 KES to offset the burial expenses, then I bought a cow to rear to help me in the production of milk and finally bought fertilizer for farming."

"If I would not have received the transfer, I would not have repaired my motorcycle but would have sold it at a very throw away price, I would not have bought iron sheets which am planning to use in building a new house but would have lived in a grass thatched for very long time."

"I spent my third transfer on plastering parts of my 3 room house (25,000 KES) because I needed to improve the appearance of our house,paid primary school fee for our children (5,000 KES ) and bought a wall unit (8,000 KES)."

"My house was made of mud and the floor too so their were jiggers and the dust was giving us health problems so when I received my last transfer I used it to buy cement and plaster the floor and the walls. The rest of the money I bought a cow to rear and later when it gives birth it will give me milk."

"I spent my third transfer on buying cattle. I bought a cow for milking and it will also remind me of GiveDirectly some day. I also bought a goat. The other part of the money I spent on buying glass windows that I have since replaced with the wooden once I had. The remaining I spent on buying corn for my family consumes."

"I spent my third transfer on University fee for our childwho is studying Mass Communication (30,000 KES) because I have no major source of income . I also plastered the inside of my house (17,000 KES)."

"I spent my third transfer on plastering my entire house (47,000 KES) since my house was made of mud which made it necessary to repair it every so often and which was tedious ,but now that it is cemented, my laboring will reduce."

"I spent my third transfer on and building a 2 room kitchen(27,000 KES) , with one room serving as sleeping quarters for my eldest children who had nowhere to sleep before. I also paid Secondary school fee balance(6,000 KES) and put the balance on miscellaneous expenses."