"I invested a larger portion of my third transfer in bricks business which now earn my family a descent living. I spent a portion of the transfer on settling a loan of a motorcycle which I took on credit. Besides, I purchased family foodstuffs with the rest of the money."

"I received the transfer when my grandmother was sick so I used some money to medicate her but unfortunately she died afterwards. I bought a bull with a portion of the transfer with an intention of selling it in the future at a profit. I also used the rest of the money in my grandmother's funeral services."

"I used a portion of my third transfer to buy a cow and a bull which I'll use to settle my dowry because I've in this marriage for long but never paid my dowry due to lack of money. I spent a larger portion of the remaining a mount on establishing an iron roofed house using materials I bought with the second transfer since I was living in a leaking grass thatched house because I couldn't establish a better one due to financial challenges. Besides, I purchased family foodstuffs with the rest of the money."

"I used a portion of my third transfer to buy a metallic door and windows which I'll use in building a new house. I invested a portion of the transfer in shoes business and now earn my family a living. I spent some money on my medication since I received the transfer when sick. Besides, I purchased family foodstuffs with the rest of the money."

"I used a portion of my second transfer to buy a solar lamp for light provision. I spent a larger portion of the remaining transfer to establish an iron roofed house using the materials I purchased with my second transfer since I was living in a leaking grass thatched house but could not establish a better one due to financial constrains. I also cleared my secondary school son fee balance with the rest of the transfer."

"I used my last transfer to build a house and also bought seats so that when GD staff visits again will find a place to set this is because previously they came and I had none to offer them to seat and I also bought mattress and small household items."

"The huge part of the transfer was used to pay dowry at my parent's place and the remaining amount we used to buy food for the family. "

"I used my third transfer to buy cement and sand used to cement my house, I also paid school fees for my two children one in form one and the other in form three."

"I used my last transfer to buy two bulls and one diary cows so that the bulls would help me in ploughing and diary to give me milk I also bought a solar panel to help me in lighting i turn I also get an income by charging peoples phones in the village the rest of the money we used to buy food in the house."

"I spent my third transfer on a heifer for 18,000 KES for milk in future , a bed and mattress for 8,000 KES since I needed these badly. I constructed a pit latrine for 13,000 KES for good hygiene purposes and spent the balance on a bag of dry corn and other foodstuff for my family."