"My life is much different now, it is so much comfortable and satisfying than before. Because before receiving the transfer I was overburdened by the debts of school fees."

"My life is now vibrant and I am very healthy compared to before I received the cash transfer. I used to feed poorly and I would even spend a day without food but ever since I received the transfers my life has changed tremendously. I eat nice food and I am very happy."

"I was longing for constructing a better house since my husband died and left me in a very pathetic one-a house which was old and tiny and therefore when I received my third transfer, I completed the construction of my main house that I had started constructing with the first and second transfer. I have constructed a permanent house that is more spacious and able to accommodate me with all my household members."

"When I received my third transfer, I spent on 52 iron sheets that I have used to construct a bigger house in my home. Currently, I live in a 5-room house and everyone in my household has a room to sleep and rest. Our privacy has therefore improved since then as opposed to before when I lived in a very small house in my father-in-law's home."

"I spent my third transfer on renovating our house that had grown old for 18,000 KES. We also constructed a pit latrine for improved sanitation for 13,000 KES. We spent the balance on food items and other needs."

"I spent my third transfer on building a 3 room house for 48,000 KES since we needed a spacious house urgently but never had finances as we lived from hand to mouth."

"Since I had not constructed and moved to my own home, which is necessary according to Luo culture and values, because I never had money, I was forced to stay at my parent-in-law's home for a longer time till I received my third transfer that enabled me to walk out of shame; eventually I built and moved to my own home where we currently live."

"I spent my third transfer on building a three room house for 30,000 KES since our previous house was almost falling as it had become weakened and we did not have funds until GD supported us.I also bought a heifer that will serve as an asset in time of need."

"I have saved most of my third transfer which I intend to use on paying school fees for my niece who is a total orphan and a candidate because I would not wish her to be sent home for school fees and the remaining amount, I spent on a cow which will reproduce and provide more calves which I can sell when in dire need of money to pay school fees for my children."

"I spent my third transfer on timber and hired a power saw, I spent some amount on laborers who were building my house since I had bought most of the materials with my second transfer because the house I was living in was much smaller and very uncomfortable.. The remaining amount, I spent on food and clothes for my children."