"I spent my third transfer on building a kitchen for 20,000 KES to provide space for my visitors who wish to spend the night , I also bought a heifer for 17,000 KES and expect to be getting my own milk in future. Finally I bought miscellaneous household utensils."

"I spent my third transfer on sending dowry to my parents for 30,000 KES to make them happy. This I did on behalf of my dead husband since he always but had no finances.Then I bought 2 goats as an investment for the future.I spent the rest of the money on food for my family."

"I spent my third transfer on giving my husband who paid bride price to my parents for 30,000 KES, as he always wanted to do this and strengthen relationships but we had no savings due to low earnings.The balance we spent on completion of two room house that we started building using our second transfer."

"I got the money when I had nothing and therefore I felt very happy. I would be able to acquire food that I really lacked."

"I spent my third transfer on plastering our 3 room house built using the second transfer to make it more durable. I spent the balance on a bag of dry corn for family consumption, since we did not harvest enough as a result of harsh weather conditions and a small piece of land.."

"My life is different because I now own some assets i never imagined to have and it makes me proud. "

"My life is different than it would have been, because i now own land that i will use for my life. My parents have a small piece of land yet we are six adult boys with no where to settle.This money has sorted my most pressing problem. "

"My life is now different in a way that there is unity in my home, we have learnt to plan together with my spouse unlike before,we were not United as a family,and there was no planning together. My wife's health has also improved because I was able to pay money for her operation and treatment and also feeding. She can now do some house work but before I got this money my wife's health was so poor because there was no money to treat her and feed her too,she could not manage to do any house work."

"My life is different is different because I am now a very happy person because I have my own garden which I cultivate in to get my daily bread,before I got this money I was not happy because I had no garden to cultivate in to earn a living. "

"There is a big difference in my life because I now own a motorcycle which is earning me income . I am also leading a good befitting lifestyle. My life would it still be in a hopeless state which was so terrible."