"I spent my third transfer on buying cement and sand that I used to plaster my house that was previously made of mud. I have always wished to stay in a good house. My house is so neat now. The remaining I spent on food for my family consumption."

"I spent my third transfer on starting a business of selling assorted household goods. I have always longed for starting my very own business and move away from the odd jobs I used to do. GiveDirectly has made this a reality as even as we speak, I am in the market going on with the business."

"I was staying in a house without windows neither doors. It was made of polythene, everywhere, I mean the whole house could get out using any opening. So, when I received my second transfer, I constructed a house. When the third transfer came, I fitted my house with steel doors and glass windows. I also had never owned seats before. I only sat on a chair when I visited a neighbors house, I could only think of buying furniture using the remaining amount which I did. The change I have now is very evident. I am a witness of the transfers looking at what they have done in my household."

"I spent my third transfer on secondary school fee for our child for 17,000 KES, seats for 7,000 KES ,nursed my husband using the rest of the money but unfortunately he passed on."

"I had a very old-fashioned house,so I added my second and third transfer and bought building materials that I used to build a more modernized house. I now have a nice house."

"I spent my third transfer on buying sand that I used to plaster my house. I also fitted glass windows and steel doors to my house, I never thought of such a house in my life but GiveDirectly made me see such. Thanks to the organization."

"I have a son who had stayed out of school for lack of money to continue with his studies, so when I received my second transfer, I paid some of it to school to help him join. He is taking a diploma course and almost finishing after I spent some of my third transfer to clear his school fees. The remaining I spent on buying a bull for ploughing and some goats."

"I spent my third transfer on paying secondary school fee for our 3 children, who this days are not sent away as frequently as before. I then bought 5 goats for 17,000 KES, which have already multiplied and we hope to create wealth."

"The moment I received my money, I was so happy that I had received money in lump sum. In my whole life I have never received such an amount at once."

"I spent my third transfer on buying an engine for 70,000 KES for a fishing boat that I had bought using my second transfer (60,000 KES). On both occasions my husband added his savings from his previous fishing activities. He was previously employed as a fisherman in Uganda, until tension developed between the two countries and he got sacked by his employer so he came back to the village. After a while he got another job as a fisherman, but earned about 1,500 KES -2,000 KES for every fishing trip which took 3 days on average, and life was hard, our children could be sent back home for lack of school fee. Consequently, when GD enrolled me, we knew exactly how we would spend the transfers and planned well. Having invested 130,000 KES, we started the fishing business in August 2018, where my husband still fishes from Uganda waters and brings a big fish haul back, which is sold immediately to specific customers who transport it to Nairobi. Just within four months, we are seeing the fruits of our investment, and have acquired a second fishing boat for 60,000 KES, and we are already saving to buy an engine for it for more efficiency and higher return. We have employed two men who support the work. Besides, we raised 5,000 with which I personally started a small scale business (I sell charcoal, cereals and fruits) which I run while my husband manages the fishing business. In a space of 3 months, I have managed to grow my working capital to 10,000 KES. Our living standard has improved, and we plan to pursue other goals in our lives, beginning with building a bigger and better house. Thank you so very much, we welcome GD staff for a ride to Uganda in our boat, and some fish to carry back to Nairobi."