"I spent my third transfer on house construction materials in readiness for relocation to our own piece of land hopefully soon. I also bought a heifer as an investment."

"I spent my third transfer on buying land (0.5acres) to help me put up my home since our ancestral land is too small and my husband and I have no share."

"I spent my third transfer on building a kitchen since we had no kitchen and I used to cook from the outside with all the changing and inconveniencing weather conditions. I spent the balance on plastering our existing main house."

"I expect my economic status to become better as months go by. I plan to use the funds to invest in livestock so as to diversify my sources of income and boost our status economically."

"my new goal is to participate in table banking with some of my neighbors to pool money for one person every month so that one can do a reasonable project and get it complete.this will help us to have real economic improvements."

"My new goal that I did not have before receiving the transfer is to purchasing a ploughing machine which will make work easier in the farm."

"Since I started receiving the transfer, I have thought of starting a tea leaves buying business.I have also started improving my farming mechanism where can now use certified seeds and fertilizers."

"I spent my third transfer on materials for plastering our house, though the work is did get completed since as a couple we experienced other emergencies that interfered with our plans."

"I spent my third transfer on building a three room house for 47,000 KES since our previous house was a one room grass-thatched structure which leaked during rainy seasons."

"My new goal is to purchase two dairy cows for milk production or even that I can sell the offsprings later on incase of any emergency that might occur."