"The achievement that I am proudest of is being able to start a family with my husband 10 years ago.We started out of nothing,we did not even have a house the only thing we had was 2 points of land we resorted casual labour and from the little earnings we were able to build this house and fend for our 5 children.Iam proud because of the far we have come."

"The achievement that I am proudest is being able to build this semi permanent house.We really worked tirelessly towards it we had to save for over a year. Whenever I see this house I am proud because it is like a dream come true."

"It has changed my life completely. I am more happy as all the things I lacked I have now. I do have a means of earning income for my family on a daily basis as i bought a fishing boat through the transfer I received."

"The biggest hardship in my life is the health challenge that I have.I was diagnosed with high blood pressure two years ago since then life has never been the same; Medical costs has drained me financialy and on top of that I am not as productive as I was before."

"My life is currently different from how it would have been had I never received because I now have hope of having a better house and living a less stressful life because the extra income takes care of a lot of our needs."

"I spent my money on expanding my house because it was too small and could not comfortably accommodate my family.I also paid school fees for my child who is in secondary school because I did not want him to be sent home for fee balance."

"I separated with my wife in the year 1985. Life has really been difficult since then. It has been difficult working on my own and not having a family to share my joy and even the sad times with. I am looking forward to remarrying now that I have some little income that can sustain a family."

"My parents passed on while I was still very young. I was in standard four when my mother passed on and my father passed on when I was in standard eight. I had always desired to complete my studies and this dream was almost cut short when I was left an orphan at a very tender age. I was left under the care of my aunt who struggled to pay my school fees all through until I cleared my form four studies. Completing my secondary education is one of my greatest achievements."

"My life is currently different from how it would have been without the transfers in that I am able to buy and do things that I could not do before due to lack of money."

"I spent my transfer on buying sofa set worth 25000 KES because I did not have chairs in my house.I also bought clothes for my family members because we did not have presentable ones, I bought food that we ate as a family."