"I spent the larger part of my third transfer on building for my brother - law a beatiful iron sheet house since he had low income which couldn't enable him save to build a house as he was staying in a grassed thatched house and living in a life of hand to mouth . I also bought four goats and paid part of the school fees for my child who is in high school."

"I spent my third transfer on buying 20 pieces of iron sheets and now I am hopeful that I will own a house of my mine and no longer stay at my late co - wife's house which I am staying in at the moment .I also bought a she - cow and a bag of maize for my family's consumption ."

"Having a kitchen which I built with the larger part of my third transfer is the greastest gift I have gotten because I no longer cook outside especially on rainy season which was a challange for me as I used to use firewood on three stone to cook and when it rained the ground could get wet which meant the possibility of lighting fire was awalys null . I also bought a she - cow which unfortunately died ."

"I opted to use the money to plaster my house in addition to building a new house for my son. I also bought a new generator that I wanted to use to pump water to my farm from the river. I used to borrow a generator from a friend but when I got the transfers from GD, I was able to pump water to my farm without having to borrow one from a friend."

"My biggest hardship is inadequacy of money to invest in farming and education."

"Receiving this money means building an iron roofed house. I intend to use this money to buy a plot of land to construct a comfortable shelter for my children."

"Receiving this money means I will be able to buy a bull, household items and pay school fees for my grandchild."

"The biggest hardship i face is lack money for buying food. My family some times goes for a single meal in aday."

"Receiving the money means to build ironroofed house. My spouse and i started constructing permanent commercial house but failed to complete due to no money, so the transfers will help us finish one room remaing."

"Receiving this money means I will be able to build an iron roofed house and if there is any balance, I will buy a bull to help in the farming activity. "