"I expect my life to change in that I will be having some savings which I will use to pay for my college fee when I join."

"I spent my third transfer to build a spacious iron roofed house because I had a small grass thatched house that could not accommodate my growing family comfortably.I also bought maize for family consumption."

"I spent my third transfer to buy bricks, sand and cement that I used to renovate my house because the walls had started cracking due heavy rains .I also bought steel door that I used to replace my doors."

"I used the cash transfer to buy a new mattress, paying school fees for my children and getting a new roof for my house. My roof was in a very bad condition and it kept on leaking during the raining season that is why I opted to get a new roof."

"In spent my last transfer to buy a second hand motorbike. We had initially paid a deposit of 40,000 KES which I then topped up with an amount of 20,000 KES."

"I spent my third transfer to build my house because I did not have one, since I got married we have been staying in rental house though it was not easy to pay rent consistently due to lack of money.I also paid rent arrears with the remaining balance."

"I used the money I received from GiveDirectly to buy furniture because I only had two stools. I also bought sheep for rearing as a form of investment such that in future if I get an emergency I can sell some to help meet my needs."

"I spent the larger part of my third transfer on paying part of the school fees which had remained in my last year on my certificate course in civil engineering and that made me complete school smoothly .I also paid school fees for my sister and started a small business of vending second hand text books in Kisumu town."

"I spent the larger part of my third transfer on hiring a piece of land which I planted rice as a result I was happy getting splending yields which I sold some and from the profits I acquired a she - cow which has already reproduced . I also bought an ox, a mattress and bedding for my children with the remaining tranfer . "

"In the next six months, I expect to have completed the enlargement of my house and began saving for the purpose of starting a business."