"I wish to replace the current roof of my house, which is made of palm leaves. Over time, these leaves deteriorate and allow water to seep in whenever it rains, causing dampness inside the house. I would be happy to switch to a more durable and reliable tin roof. For this renovation, I estimate that I will need around 14 pieces of iron sheets, which would cost approximately $140. This upgrade will protect my family from rain and other weather elements, ensuring that our home remains dry and safe. However, the cost of the iron sheets is beyond my current financial means, as I rely on casual labor for a livelihood. I hope that the cash transfers will allow me to accomplish this goal."

"My priority at the moment is to construct a better house for my wife and child. The current building serves us well during dry seasons, but it becomes problematic when it rains, as the grass-thatched roof leaks. So, I am focused on accumulating the necessary building materials, particularly iron sheets, before hiring someone to construct the house. Thanks to the cash transfers, I have been able to acquire 12 iron sheets so far, which is a significant step towards achieving my goal. In addition to building a better house, I also aspire to build wealth by keeping livestock. I aim to have at least eight goats in my herd. I am happy to have already bought two goats through previous cash transfers."

"I am grateful for the opportunity to have bought two goats through previous cash transfers. To me, rearing goats is like a form of banking for my family's future financial stability. I have a vision and hope to see this herd grow to twenty goats in the coming years. As these goats reproduce, I can sell them to generate the funds needed to meet my family's various needs. This simple investment in goats has the potential to provide a reliable source of income and support our household expenses. It gives me peace of mind knowing that I have an opportunity to secure my family's future through the cash transfers."

"My goal is to rear goats and I believe that as they reproduce, the herd will grow, and this will contribute to building wealth and financial stability for my family in the future. The inspiration for this venture came from taking care of other people's goats on my homestead, and now I am eager to begin raising my own. I plan to start with two goats and let them multiply to expand the herd. I know for sure that the little I make from my casual charcoal-making practice is not enough to afford a goat. But am relieved and confident that the cash transfers will be instrumental in providing me with the means to pursue this goal."

"My primary goal is to replace the polythene paper roof of my house with a more decent and durable tin roof. Since my husband and I both rely on casual jobs that barely cover basic needs like food for the family, I decided to leverage the opportunity presented by the cash transfers to accomplish this goal. I have been saving $10 each month through a savings group. I aim to accumulate enough funds to purchase at least 28 iron sheets for the roof repair. Once the roofing is taken care of, I hope to continue investing in livestock, particularly goats, as they are considered valuable assets in the Giriama community. Currently, I already have three goats, which were obtained through previous transfers, and I plan to continue expanding the herd."

"After receiving the transfer, I carefully considered how to spent the funds, and the most urgent need was to pay off my son's school fees arrears, which amounted to $54. This had been a difficult task previously, given our financial constraints, as I rely on selling vegetables at a retail shop while my husband does casual jobs to make a living. With five children to support, every expense requires careful planning. Once I had taken care of the school fees, I used $70 to clear a long-pending debt that had been hanging over our heads. Finally, with the remaining funds, I decided to invest in securing our basic needs. I purchased a sack of maize, along with other essential food items and clothing for the family. The best part is that I now have the opportunity to save some money for my children's future school fees. This financial support has brought immense relief and gratitude to our family."

"The memory of receiving my GiveDirectly transfer is deeply ingrained in my mind. At the shopping center, I received a text notification confirming the money had been sent, and an overwhelming wave of happiness and excitement washed over me. The prospect of being able to pursue my dreams filled me with anticipation, and without delay, I started planning and strategizing how to make the best use of the funds. This moment marked a turning point in my life, and I was resolute in using the money wisely to secure a better future for myself and my family."

"In the coming year and beyond, my plan is to establish a shop or food kiosk as a reliable source of income for myself and my family. My husband and I have faced numerous challenges in providing for our family. However, ever since I began receiving the transfer, my focus has been on saving a minimum of $20 each month with the aim of starting a business. Additionally, I have been investing in goats, which I intend to sell in the near future to raise additional capital. I am delighted that I have successfully saved $160 so far, and I consider it a significant step towards achieving my goal. This progress fills me with hope and determination. Once I launch the business, I am optimistic that it will generate a steady income to sustain our family. This will also alleviate some of the burden on my husband, who sometimes struggles to meet household needs due to his limited income from odd construction jobs. The combination of my savings and potential earnings from selling goats will provide the initial capital needed to kickstart the business."

"My most felt needs in my household are food insecurity and lack of school fees for my children not forgetting the nature of my house which is currently half open to the walls. All these challenges have put me in a worse situation because my social status has been affected. Imagine watching my children desperately at home while others are in school is something that has robbed away my joy as a mother. In addition, going hungry has also affected our health status and we always look so weak. What a life! I, therefore, consider these challenges as what have made my life so difficult."

"Lack of reliable source of income is the challenge I am currently facing. Indo casual jobs earning approximately $30 per month . Some other months I go without getting any job. My husband also does casual jobs and he makes approximately $50 per month. The money we get caters most for school fees and the rest goes to food. Most of the time the family goes without food for sometimes. There is a time my children missed school due to hunger."