"What I truly love about GD Transfer is that it is not a loan, and there is no need to repay it. The free enrollment process was also a great advantage, as it ensured that everyone, regardless of their financial situation, had an equal opportunity to benefit from the program."

"In my opinion, GD has truly done well giving us huge transfers. This has opened doors to possibilities we never thought imaginable. Witnessing the transformation around us is nothing short of remarkable. People in our community have taken the opportunity to invest in essential needs like food, better houses, and businesses. Livestock and agricultural activities have also thrived, contributing to our improved living standards."

"Looking ahead to the coming years and beyond, my focus is on the expansion of my kiosk business, which I'm eager to start with the third transfer. I have my sights set on opening the business in our nearest village, as I see it as a golden opportunity. Our center has few shops, and I believe my kiosk will fill a much-needed gap in the community. I am determined to make this business a thriving source of income for my family, which excites me. I picture an active center where people can shop for necessities and receive outstanding customer service. I believe this is my chance to improve our neighborhood and ensure a better future for all of us."

"In my opinion, GD has done well by sending us the transfer directly to our MPesa accounts, cutting out the risk of it passing through other hands and potentially being stolen. It was like a miracle when we received that first transfer; we could not believe it was happening! The best part? It wasn't a loan that we had to worry about paying back."

"In the coming years and beyond, my primary focus will be on farming activities as I see immense promise in this venture. I am determined to invest my time and efforts into cultivating a thriving agricultural business. My plan is to grow a variety of vegetables, catering to both commercial and domestic purposes. Through dedicated farming, I believe I can achieve not only financial stability but also contribute to the well-being of my community. Selling fresh, locally grown vegetables can serve the needs of my neighbors, while commercial sales will bring in a steady income for my family."

"In the coming days and beyond, my plan is to lease a one-acre of land conveniently located near a river. This will allow me to engage in both maize and bean farming for both commercial and domestic purposes. The proximity to the river guarantees a consistent water supply, ensuring the sustainability and increased productivity of the farm. By pursuing this venture, I aim to create a valuable income that complements our existing goat business."

"By the close of this year, my goal is to establish a kiosk at home to foster self-reliance rather than leaning entirely on my husband, a motorcycle driver, whose daily earnings of ksh 1000 cannot cater for all our family's needs. With my most recent series of transfers from Give Directly, I aim to dive into the grocery sector, initiating this venture with the mentioned kiosk."

"I have been aspiring to construct a new house for my family, but the increasing cost of living and lack of the necessary funds have made it difficult to achieve this goal. The income I earn from my casual labor in house construction is barely enough to cover basic needs such as school fees and food for my family. Our current one-room house is becoming too small for my wife and four children, and I wish to build a two-room structure so that we can have more space and comfort. I plan to let my children occupy the existing house while we move into the new one once it's completed. However, due to financial constraints, I have not been able to realize this dream, and I hope that the cash transfers will provide me with an opportunity to save and gradually work towards building a better home for my family."

"The improvements my son and I have seen in our joint second-hand clothing business, thanks to the cash transfers, have been significant. With the increased profits, we have been able to afford daily meals for the family and pay for my two children's school fees. This has motivated me to continue growing the business and making it a reliable source of income for my family. I aspire to grow and expand my business further. My goal is to purchase more stock for my second-hand clothing business, which will not only increase the variety of products we offer but also boost the profits. I am determined not to let the business go below its current state, and I believe that investing in more stock is the key to achieving that."

"The current one-room structure is becoming too cramped for my seven children and me as they grow older. I envision a more spacious house, even if it has just two rooms, where I can allocate some of my children to one room and others to the other room. This will provide everyone with the space they need and create a more comfortable living environment. Apart from the need for space, a larger house would also allow us to store the produce from our farm. As we are about to harvest, having sufficient space to store the crops will help us better manage our food and provide for the family during leaner times."