"I spent my transfer on buying iron sheets, steel doors and windows and finish net. I use the fishing net for finishing and the materials I will use in building a house since the materials were not not enough at the that time."

"I spent my third transfer to pay school fees for my children who were in secondary school because I wanted to clear their fee arrears.I also bought maize for family consumption."

"When we received the second transfer,we built a new house but we could not complete plastering it,so we used part of the the third transfer to buy the remaining materials to complete the house.We then bought furniture and paid our children's school fees with the rest of the money."

"I did spend the transfer to purchase a second hand motor cycle that has been of great help in my household as source of income. The remaining balance I did use for upkeep in the household."

"I did buy two bulls at 40,000 KES to help me in cultivating my farm. Besides that I also paid school fees worth 10,000 KES which I added some money to be able to settle the arrears I had in school. This money really helped me currently I use the bulls to farm and earn."

"I spent my transfer on renovating our house, paid school fees for three of my children and bought a boat which my husband is using for fishing."

"I used the cash to buy cement that I used to plaster my sons house since he was living in a house that was in a poor condition. In addition to that, I bought a mattress that he now sleeps on. The rest of the money I used on buying food"

"I spent my transfer on buying iron sheets, nails and timber which I used in building a new house in my own home. I also paid masons who helped in constructing my house."

"I spent my transfer on buying mattress since the one I had was old, iron sheets, nails, steel doors and windows, cement, sand and timber which I used in building a new house since the one I had was too small for my family."

"Currently my life is way above my expectation as previously. I own a kitchen, I have two goats and one is expectant, the walls of my house are plastered and the floor is cemented. This is something that I would never have achieved in a short period of time as I did hence can proudly say that my life has been elevated to another level."