"The biggest hardship which I face is my life is staying without a woman since I separated with the one I married sometimes I eat once in day because I don't like cooking ."

"We bought and repaired a second-hand engine boat which we are now using for fishing which is the main source of income for my family."

"I would want buy posh mill to support my income."

"I did spend a larger amount of my transfer to settle school fees for my two children in high school that costed 35,000 KES. I spent 2500 KES on a bag of maize flour and the remaining amount was spent on household expenses and food. This was transfer has really transformed me."

"I spent my transfer on buying steel doors and windows, sand and cement which I used to improve the status of my house since it was in a very bad condition."

"I spent my transfer on paying school for my daughter in boarding school. I also bought cement and sand which I used in plastering my house since I wanted it to look decent. I also bought food for the family."

"I did use my transfer to make a boat and fishing nets. I currently earn form my boat. Its been of great support to my family as it now its our main source of income. I cannot have enough word to show how great full I am. I live in my own home and food is no longer a problem as before."

"I used the cash to buy cement and sand that I used to construct a new house for my family. I had a very tiny house that could not accommodate my family and that is why I had to build a more spacious one."

"I combined my third transfer to the second one and bought building materials and enlarged my house which my major problem by then."

"I used the cash transfer to buy new building materials such as sand, cement and new iron sheets that I used to build a new house. I decided to build a house because it was the item I needed the most."