"I spent the whole of the third transfer to buy two cows and three heard of sheep for my future, as l am planing to sell them later and use the money to pay his school fee."

"I spent most of the third transfer to plaster my house since l have been longing to stay in plasted house like other people. The remaining balance l spent to pay school fee for my children who were sent home for school fee"

"I spent most of the third transfer to pay school for my children, l also spent the transfer to buy furniture and cupboard since l did not have any thing to sit on and where to keep my utensils safely . The remaining balance l spent to buy food."

"I spent most of the third transfer to extend my house since it was too small to accommodate me with my family. The remaining balance l spent buy furniture since l did not have any thing to sit on."

"I spent most of the third transfer to buy two cows and three goats as investment. I also spent the transfer to buy furniture since l did not have any thing to sit. The remaining balance l spent to invest in planting tree as my future investment."

"I spent most of the third transfer to buy building materials as l am planing to build my own home since l am still staying at my father's home. I also spent the transfer to buy furniture. The remaining balance l spent to pay school for my children."

"I spent most of the transfer to buy two cows for my future use, the remaining balance l spent to build a kitchen for my children to have a place there they can spend their night, since there were sleeping with them in the same house but the house also was too small to accommodate me with them."

"I spent most of the third transfer to pay school for arrears for daughter who was sent home for school fee, the remaining balance l spent to start business of selling fish, this has improve my a lot being l am now able to put food on the table without much strangling."

"The biggest hardship i have faced is the problem of improper feeding. Sometimes we lack money to buy food and we are forced to feed on seeds and attimes wild food."

"The biggest hardship we have faced in life is inadequacy of arable land - the tillable part of our one acre piece of land is just 0.4 acres. Accordingly, we get little produce that is hardly enough for us. Since most of our land is rocky, we find it most challenging to rely on sibsistence farming alone for survival."