"The moment I received my transfer,I became very happy."

"The biggest difference in my daily life is that I'm settled because I have paid my debt."

"The biggest hardship I have faced in my life is lack of enough capital to invest in sugar cane farming. I can not afford to pay for labor costs and farm inputs. This has made me not to have a stable source of income hence I am not able to provide basic needs like food and education for my family. "

"Receiving this money means improved farming for my household. I would like to spend the transfer on sugarcane farming. This will increase my source of income that is more sustainable and better than offering casual labor services to other people."

"The biggest difference in my life is that now I sleep and eat well. I'm also happy."

"I felt very happy because at that time I saw chances of getting out of a rental."

"The big difference is that am now able to pay school fees for my children."

"Now that I have a house,I am seriously looking for a partner who can also take care of my mother when I am away,and I hope that I will have one in the next six months."

"The biggest hardship I face in my life is that my wife went to Nairobi to work as a housemaid leaving me behind in the village because my income cannot sustain both of us."

"The transfer has helped to improved on my daily income since my business house that I renovated is earning me money from the tenants. "