"The biggest hardship I have faced is unemployment that has seen me decide to start the noble makuti business because anytime I got employed it was a casual job that could not allow me to save or offer my family a descent life. "

"I now feel free because the biggest problem of my life has been solved, I now have a better house."

"My transfer came in the morning when I was asleep. When I saw the text I felt so happy and sleepless, I started calling my villagers to share the good news."

"Receiving this money means that I will be able to construct a good house for myself and buy beddings. I will also use the balance to purchase livestock for rearing. This will be my reliable source of income because I will be selling them to get money that can meet my needs. "

"My biggest hardship is the challenge of struggling to do garden work alone with no help from my husband.This is because I never had any child and he brought the Second woman. "

"Receiving this money means completing to plaster my house which is in bad state. In addition I would also like to buy oxen for ploughing since we currently use hand hoe."

"Receiving this money is going to greatly transform our lives.We are going to use the transfers to expand my wife's tailoring business and also buy cattle."

"Receiving this money means that my life will change for the better. This is because I will start a shop business that will be a reliable source of income for my family. It is from this business where I will get profit to pay school fees for my children and also construct my house. "

"The biggest hardship that I have faced in life was my inability to afford paying for medical bills to treat my daughter who was suffering from epilepsy. For a very long period of time, she kept having the fits but I could not raise the amount to take her to hospital, as a result, she succumbed to the illness and passed on four years ago. This pained me a lot because I had really hoped that she would get better with time. "

"The big difference is that when I received the transfer, I was able to pluster my house."