"In the next six months l expect to have bought more furniture and place in my spacious house, where by my visitors will be sitting freely."

"Receiving this money will help me build a house.The house I live in is made of mud and maintaining it is very hard.It is also small and having a bigger house made of wood and cemented has always been my desire.The little that will remain from the transfers will help me start a small business of hawking clothes."

"Receiving this money means that my living standards will greatly improve in that i plan to buy two dairy cattle since cattle rearing is favourable in our locality and the returns are higher compared to crop farming. I will then use the remaining part of my transfer to buy some sheep for rearing so that in future i can sell them when they multiply to pay school fees for my brothers who will soon join high school."

"Since last year,a strange gum disease affected me.My teeth keep falling off and since then I have already lost four of them on my lower jaw.The remaining ones are also not stable enough and it is always a problem to chew food.I have not had enough money to be able to visit a specialist and therefore have been forced to live with the pain.This is the biggest hardship I have faced"

"I expect my life to change in the next six months in that my goats will have reproduces and I will be in a position to buy a heifer which has always be my dream."

"I expect my life to change in the next six months in that my goats will have reproduced and I will sell them to buy a dairy cow. This will cut the cost of buying milk daily which is so costly for me."

"Now that it is a rainy season, my children and I have not had a comfortable sleep in a long time due to a leaking roof. With no money to purchase a bed and good sleeping materials, we have had to brace the cold nights in which we some times wake up to a pool of water inside the house. My big worry has always been the fear of contracting diseases predisposed by such extremes. "

"Maize farming is considered an important source of income and food by our people. Being an ASAL area, climatic conditions often take a toll on these produce. When maize wither, most farmers starve and their children drop out of school due to lack of alternative sources of income. We experience such a season every year. Since I dropped out of school, I do not have any skills to earn me decent employment as a source of income. Therefore I have to strain whenever I get casual job opportunities so as to save for the famine season. "

"I have been saving some amount to enable me to purchase iron sheets for the construction of a house for my parents in our rural home. I had a target of buying 40 iron sheets since I began receiving the transfers and I have managed to buy 25 so far. My goal, for now, is to ensure that I fulfil this promise by purchasing the remaining iron sheets."

"In the next six months, I would like to pay school fees for my brother's son whom I have been taking care of. I would want to give him the best which his parents would have given. I would want to make my brother proud because I know when the son is done with his studies, he will get a good job and take care of me."