"I am presently directing the financial assistance I've received primarily toward covering my children's educational expenses. My primary objective is to ensure that they can successfully complete their studies while I am still participating in the program. As a single parent, I carry the responsibility of caring for their well-being and providing for their needs. Without the support I've received, it would have been an enormous challenge to keep them in school. My ultimate aspiration is to witness their achievements in their academic journeys. Furthermore, I have a plan to set aside a portion of these funds to build savings, with the intention of investing in livestock, specifically goats and chickens. These animals are valuable assets that can not only support our family's financial security but also assist in meeting our future financial requirements."

"My current house has a deteriorating rooftop that leaks whenever it rains. I am in the process of planning a renovation to restore its stability. This renovation project will involve the replacement of at least 26 iron sheets, along with the necessary timber and nails. To facilitate this, I have recently become a member of a merry-go-round savings group, where I will set aside a portion of my funds from each transfer. When it's my turn, I will use the accumulated money, along with my personal savings, to purchase the required materials and begin the renovation. My ultimate goal is to bring my house back to a decent condition, ensuring that I no longer have to worry about leaks during rainy weather."

"During the rainy season, I relied on subsistence farming, and when I wasn't tending to the crops, I took on casual jobs. Throughout this period, my primary objective was to establish a sustainable source of income that would liberate me from the uncertainty of casual employment. To realize this ambition, I've initiated a livestock project, primarily centered on goats and chickens. At this point, I've successfully acquired four goats and four chickens, which I am currently raising. My plan is to further expand and develop this venture by procuring additional goats and chickens. These animals serve as valuable assets that I can depend on to meet my financial obligations. Given the unpredictable nature of the casual work my husband and I engage in, owning livestock acts as a safety net in case of unforeseen financial needs. This project provides a level of security that casual employment may not always guarantee."

"I used to run a small kiosk, where I sold essential items, but I was compelled to close it down due to my inability to restock. My primary objective now is to revive this business, aiming to broaden my sources of income. Relying solely on the palm wine business is no longer sufficient to support my family's needs. I plan to utilize the transfers from the next two months to kickstart this venture. The prospect of having multiple streams of income brings me comfort, as it ensures the well-being of my family's needs and instills hope for the future."

"My main goal is to purchase oxen which will assist me in farming and tilling land. I will have them for my own use as well rent them out during planting season thereby becoming a source of income. I intend to achieve this feat by selling the sheep that I own and also top up the amount with subsequent transfers. I am glad that our lives have changed thanks to these transfers."

"After seven years in the Boda boda business, my ultimate goal is to acquire my own motorcycle. I plan to secure a loan from the bank to fulfill this dream, and I'm pleased to announce that I'm on the verge of reaching the minimum required amount set by the bank for loan eligibility. I intend to utilize the forthcoming transfers to repay this loan. Acquiring this motorcycle will significantly improve my quality of life, as I'll be able to retain all of the day's earnings. Moreover, it will liberate me from the constraints of employment, marking a significant personal achievement."

"I am currently facing housing problems. Our existing house is constructed with mud walls, which may not withstand the frequent rains in our region. I fear that the walls may become soaked and eventually collapse, leaving my family without shelter. In the year to come, my goal is to build a house with brick walls, as I believe bricks are more durable than mud. Given the limited financial resources in my household, I'm unsure whether our current income from the casual jobs I do to make charcoal and my husband's work as a motorbike taxi rider will be sufficient to achieve this goal. Nevertheless, I'm hopeful that I can save money from the remaining cash transfers to work towards building my dream house."

"Looking ahead, my objective is to build a new and bigger house. Our current house is quite small, with only two rooms, and these rooms are also small in size. The space is insufficient to accommodate my family, which includes six children, my husband, and myself. The children's room can only fit one bed, and for all six of them, it's quite cramped. My wish is to have a new two-room house where my husband and I can have our own space, and we'll let the children use the old house. I have already bought nine iron sheets from previous cash transfers, and my goal is to continue allocating funds whenever possible to purchase more building materials for the house."

"My current focus is on the construction of a new house. The one-room structure we currently occupy is not only small but also lacks privacy, making living conditions challenging for my family, including my husband and four children. Previously, raising funds for a new house was difficult due to financial constraints, particularly the need for food. However, with our recent harvest, I started saving $20 each month from July to enable the construction process. My goal is to accumulate enough money to purchase 20 iron sheets by February next year and begin saving for other building materials. Additionally, in the coming year or so, I aim to enroll my youngest child, who is currently one and a half years old, in kindergarten."

"Our biggest challenge as a family is inability to access water for irrigation via the available canals. There are irrigation channels within the village but don't reach our land. This means we depend on water pumping using a generator and must have pipes. The generator is adequate but the pipes are few and also borrow from neighbors. This is risk to our crops since sometimes everyone maybe using theirs. This had led to farm losses and less productivity."