"I have over the previous months months bough some animals, I now have 2 goats and 3 chicken. This are my productive assets as animals multiply. I believe this animals with reproduce and I will have enough to spare. I plan now to build my skills as an asset to help me set up a hairdressing business so I can make money to educate my children. My plan is to first clear my hairdressing training and then set up a business after from which I will be able to provide for my family."

"My goal starting next year is to buy building materials aimed at building a new house. My house is almost falling apart and I have not had the cash to build a new one. My transfers have all been focused on school fees since I needed to ensure my children finished school. Two of my children will be finishing secondary education this period and that means I will have less people to provide school fees for. My hope is to use the transfers to slowly buy iron sheets as they are the most expensive and work it from to building poles which once sufficient I will embark on building."

"Over the last few months, I've found myself relying on credit to purchase food, resulting in an outstanding debt of nearly $100. Clearing this debt has been a challenge, but I'm pleased to report that I've made some progress in reducing it. With a successful harvest, my food expenses are minimal, and I am committed to entirely eliminating this debt. Doing so will grant me peace of mind in the upcoming months. After settling this debt, my plan is to use any available funds to invest in livestock, particularly goats. I believe that keeping goats can serve as a valuable asset, providing a reliable source of wealth that I can tap into whenever I face financial needs."

"First and foremost, I'm determined to complete the construction of our new house. Once the house is completed, I intend to shift my focus towards livestock rearing. My plan is to start small and gradually expand, aiming to eventually exchange some of these animals for dairy cows. The milk from these cows will not only help us meet our daily needs but will also be a source of income. This opportunity is a stepping stone towards a more stable and self-reliant future for my family, and I'm eager to make the most of it."

"The scorching sun beat down on the landscape as I sought shade beneath a tree, around 3 p.m. I kept a vigilant eye out for my precious vegetable crops, the lifeline of my family, from being invaded by domestic animals. These vegetables represented our sole income through sales. Suddenly, my phone peeped, signaling an incoming message. Swiftly, I grabbed the phone, my heart pounding with anticipation. To my sheer delight, it was an Mpesa notification confirming the arrival of the expected GD transfer. With a voice filled with joy, I immediately called my spouse, sharing the wonderful news. Together, we celebrated this blessing, reigniting our hope for a better life. We eagerly anticipated utilizing the funds for the plans we had longed to realize."

"My goal is to build a new, spacious house. Currently, we live in a small shelter with only one room. This cramped space is shared by my three children and my husband when he visits the village from his work in town. Having a larger house would provide everyone with their own space and privacy. I hope that the cash transfers will help me realize my dream of building a two-room house. Although the funds are currently constrained by the need for food and school fees for our three children, I'm hopeful that I'll have an opportunity to start saving for the new house before the transfer period ends."

"In the coming year, I plan to repair the roof of my house. Over time, some of the iron sheets have rusted and developed holes, allowing water to leak in when it rains. I intend to buy at least eight new iron sheets to replace the damaged ones. I am aware that my income from making charcoal won't be sufficient to cover this expense. Therefore, I plan to set aside some funds from future transfers to make this necessary repair. Once the roof is fully repaired, my next goal is to start raising goats as a means of accumulating wealth. Even after the cash transfers end in a few years, I believe that raising goats will continue to grow wealth for me, and I may sell them to support the education of my three children."

"My goal is to continue supporting the education of my seven children, two of whom are in high school, and the rest are in primary school. I would be delighted if they could pursue higher education at a university or college. I believe that through education, they will have better job opportunities and eventually support themselves and contribute to our well-being in our old age. Before the cash transfers come to an end, I hope to have established a small business selling vegetables in my village. This business will provide me with a continued source of income even after the cash transfers cease, ensuring that I can support the education of all my seven children. I firmly believe that education is the key to their future success, and I am determined to assist them in achieving their educational goals."

"I have exciting plans to start a small business selling vegetables, which will significantly boost my income. This additional source of earnings will contribute to our overall financial stability. I am pleased to share that my quality of life has improved significantly. I now have the means to take better care of myself, which is reflected in my appearance. Gone are the days when I had to make do with worn-out clothes. Now, I am able to dress well and maintain a more presentable appearance. I am incredibly grateful and appreciative of the financial support I have received thus far. It has provided me with the opportunity to make positive changes in my life and pursue my entrepreneurial aspirations."

"Achieving my dream of continuing my education has been hindered by the poverty that exists in my home. However, I am determined to overcome this obstacle. My plan is to utilize the transfers I receive to clear my significant debt. Once I have successfully paid off the debt, I intend to save up enough money to enroll in college. My passion lies in the field of electronics, and I am eager to pursue a discipline in this area. By studying electronics, I will acquire valuable skills that will enable me to earn a sustainable income and provide for my family in the future."