"After investing so much time and money in my matrimonial home my husband and I separated about ten years ago. When I came to this village then, life was hard I hardly knew where to start. I had to strain so hard to purchase a piece of land, build and shoulder all responsibility of educating my four children. Since I am a primary school teacher, this alone cannot cater for the umpteen needs in my household especially my children's education costs. I have depended too much on bank loans and my worry is that repayment may become overwhelming. This is the biggest part of my life. "

"Having livestock in my homestead is the biggest difference in my daily life. Through this financial support from GiveDirectly, I was able to purchase a cow and two goats. These are my assets which I can lean on in case of any financial challenges. Besides, I will be getting milk from the cow, and I am expecting them to reproduce and increase in number in the near future."

"For over 10 years now, my husband has been operating 'tuk-tuk' taxi (a three-wheeled motorized vehicle) in Mombasa on a contractual basis. With the vast experience and expertise gained in this sector, it has been his desire to own one, but financial constraint has been a great hindrance. Therefore, for our transfers, we intend to use it as a deposit in one of the loan providers so that we can secure one on hire-purchase. I strongly believe that the income earned there will be able to service the loan while at the same time cater to the needs of the family. Within one year, we will have full ownership of it, and our dream will be fully realized. This to us is a reliable source of income and that is what receiving this money means to the family."

"My hustle as a musician was not doing well because I lacked the necessary capital to develop and improve my talent. My life is now different because after receiving the transfer I was able to save enough capital and opened my own studio in partnership with my fellow group members. The money has helped me in producing music, and unlike before, I now have the opportunity to attend many concerts and shows because the financial support has opened many opportunities for me. Also, I have been able to open a small business of selling clothes from which I also get an extra income"

"I spent a portion of the transfer on paying for my house rent which was at KES 2500. I bought a new bed and a mattress to replace the old bedding that I was using to sleep on. I spent the remaining amount to cater for my household needs and other expenses which include food and clothing. In addition, I also saved a percentage of the money in my account. I am expecting it to grow as I continue to save to enable me to start a business of selling second-hand clothes in a few months to come."

"Receiving this money means that I will be able to build a better poultry house.I am a poultry farmer and have several chicken now.My spouse and I work and hence when we are not home it is necessary that there is a good fencing as well as house for the chicken so they do not wander into people's farms.I will use this money to buy enough materials to build and with the remainder I will buy more chicken"

"My expectation in the near future is to build my son a better house where he sleeps. He currently stays in a small mud-walled sloped house and this is uncomfortable for him staying in it and I want to ensure that he is happy. With all these plans that I have, I pray that our lifestyle gradually improves for the better."

"As a family, we don't have enough land. We have only one garden which cannot produce enough food to the family."

"My biggest hardship is lack of enough land for crop cultivation. I am always forced to utilise a small plot of land that my father gave me and this doesn't provide room for commercial farming."

"My biggest hard ship is lack of enough land for farming. I cannot engage myself in commercial farming since this requires alarge piece of land."