"Receiving this money means I will be able to pay school fees for my children so that they can become better petsons in future who will also take care of me in my later stages of life. I also hope to build an iron roofed house which will save me from the burdden of changing grass over and again. Such a house is even safer especially when there are strong winds."

"Receiving this money means I can buy a motor bike and livestock. The bike will ease my transport and livestock for completing the payment of dowry."

"Receiving this money means I can boost my business and build an iron roofed house. The roof of the current house I live I is destroyed and therefore leaks whenever it rains hence making life in it uncomfortable."

"The biggest hardship that I am faced with is inadequacy of land for cultivation. The piece of land that is available for use is too small to accommodate all members yet it has to be shared. Buying land is one thing that has always been running through my mind yet I have never had the opportunity to do so because there is no money. My husband and I try to work hard so as to raise some money for hire of land for cultivation but this is never reliable. It involves selling the little harvest that could be used to feed the family hence food shortage. "

"I expect my life to change in the next six months in that I will have improved my life. I will be financially stable by that time because my businesses will have grown and picked up. My diversified sources of income will have gained more customers by that time, I will no longer strain looking for casual labor because they are tiresome and pay less. So most of the time I will be engaged in running my business"

"I knew that GiveDirectly had sent me the promised money early in the morning as I was going through my daily routine. I became so happy at that instant as I knew that I would be able to build a decent house for my family using this money."

"I feel so proud in my life now that I was able to help my younger sister finish her secondary school education successfully. Since my mother does not have a good income to help her meet all our needs, she needed my assistance in offsetting my sister's fees arrears. When I received my transfer, my sister had been sent home for the arrears and I could see how worried my mother was. She tried borrowing and was not able to get money to pay. This is why I decided to deny myself some of the wants so that my sister could finish her examinations in time. I am very glad I was able to help in time."

"My business has grown to be much more decent after I boosted using the transfers. I feel that I am now in a good place financially because I can manage to bring in a decent stock in bulk as compared to back then when I bought the stock in small quantities which was very costly and minimized my profits. Even though the business has not been doing so well due to the tough financial times witnessed in the country, I can still manage to save from my profits and assist my husband with the purchase of the household needs."

"In the next six months, I will have bought building materials towards the construction of my house. This way I will run away from renting and I will be a free woman."

"I am a small scale farmer. My home area is known for tea farming. So with the saving that I will have made, apart from purchasing a motorcycle I hope to have put up a tea nursery which I will later transplant to a bigger farm and venture into large scale tea farming."