"Buying the cow is the biggest difference in my daily life. This is an asset that if at all I was to acquire it at my own cost, then it would have taken years since I only depend on casual jobs that normally pay very little. I know that through this cow, my life will change because first, I will be selling the milk that this cow will be producing. This money can help me cater for my household needs and even pay for my children fees. Apart from this, this cow will reproduce and increase in number. I will be able to sell the offspring to raise more cash in case an emergency arises."

"I have been employed as a taxi driver by my neighbor. I liked the job although the payment was very little. This money was not able to sustain my family's basic needs and my desire was to own one soon. I used to earn KES 200 per day which was not helpful at all. Thus when I received my first transfer, I spent it on buying a new motorbike, I am hopeful that the money I will be earning will be enough to meet my families basic needs and even save to buy another one. I feel having this motorbike is the biggest difference in my daily life because I am now getting an increased income daily as compared to when I was employed. I am thankful to GiveDirectly for their financial support"

"I can relate receiving transfers from GiveDirectly to the statement; "From grass to grace" because I completely had nothing. I only survived on small menial jobs which were not sustainable. At the moment, my life has really changed my life because I now own two dairy cows. I believe in few months to come, I will at least have some source of income from the sale of milk. Besides, I can now comfortably sit in my house after a heavy day after purchasing furniture. I used to shy away from inviting visitors in my house because there was nowhere to sit. Thanks to GiveDirectly because it has really changed my life."

"My life will be different in the next six month in that I will be having a cow. When I finally have the goats which I plan to buy with my transfers, I will raise them and I hope not a financial emergency will come up forcing me to sell the goats. When they reproduce and have up to five goats, I will sell them and buy a cow. I will finally have my biggest dream. I have always desired to have a cow but due to low income from casual work and other needs, I had to keep my dream aside. With the transfers, I have achieved a lot in my life and I know I will also achieve the goal of owning a cow through the transfers. GD has truly changed my life. As a result of this, I am motivated about the future which was never the case before the transfers."

"In the next six months, I will have my own tailoring business. I plan to buy a tailoring machine which I will start using at our home before I get a permanent business premise. I will save part of my monthly transfers so that I can rent a business premise where I will start my own tailoring business. Through this, I will be exposed to many clients which will increase my income from the profits. Before the transfers come to an end, I want to have a visible change and the only way to do this is to start a business with the transfers to help me stabilise my the business."

"I was woken up by a message on my phone early that morning. When I checked the contents of the message, I realised it was an Mpesa notification, informing me that I had received KES 55000 from GiveDirectly. I couldn't afford to sleep anymore, as I began to plan on how I would spend this money to the last coin to change my living standard, which had been my greatest desire."

"When I received a message notification that my Mpesa account has been credited with Ksh. 55000 from GiveDirectly, I was overjoyed. I was now assured that my dream of owning livestock has come to pass."

"Owning a pair of oxen is the biggest difference in my daily life. I will be using my own pair of oxen to plough my farm thus no more money lost through hiring and will be doing it on time. Previously, I would hire from my neighbors which were a bit costly hence could sometimes delay my farming or fail to plan at all. It was hard for me doing a larger acreage thus my piece of land could be left uncultivated. I am now happy that owning this pair will make my farming much easier and cheaper. I am expecting a better harvest which would ensure food security for my family and surplus produce to sell for an income."

"I received the transfer early in the morning as I was preparing myself for the tasks of the day. I was curious to know who could have sent me a message early that morning. When I checked who the sender was, I was greatly amused and happy because GiveDirectly had finally sent the first transfer. I thanked them even as I planned to withdraw my transfer and spend to transform my life positively."

"For years now, the house that has been my shelter has not been in good condition. It was just in a pitiable condition and beyond renovation. I couldn't, however, afford to buy the required building materials for the construction of a new house. It was until I received my first transfer from GiveDirectly that I managed to buy 20 pieces of iron sheets, building poles and also paid for labour. I am now in the process of constructing a new decent house and at least have a good shelter with my children. To me, building this house is the biggest difference in my daily life, because were it for GiveDirectly coming to us, then I would still be living in my old house which was not safe at all due to its state."