"In the next six months, my life will be different from how it is currently. I will have started buying green tea leaves from the farmers and deliver them to the factory under my name. This will be a way of investing my transfers and earn an income monthly and bonuses every year. Also, I am optimistic that my heifer will have calved. I bought this heifer using the savings that I was given in our merry go round group. As a result of this, I will be able to invest the money I would otherwise use in buying milk daily."

"I am very happy because I earn daily income from the produce business. More so, I can afford any basic need without accumulating any debts. Previously, I had a lot of debts that accumulated due to my daughter inlaw's illness. My produce business then collapsed. However, I am glad that I have revived the business."

"Although I am still sleeping in a grass thatched house, the biggest difference in my daily life is the happiness and delight I feel for the fact I am now building a permanent house. This will relieve me from the issue of always renovating the grass thatched house which is expensive in the long run."

"My life will have changed in the next six months in that I will have finished building the extension of two rooms for my family. I already have a tree that I will use in making timber for this work and I will use my next transfers to start this work. Also, I am hopeful that I will have started a business of buying and selling eggs. I will be buying at KES 10 from the farmers in my locality and sell them to other business people in our neighboring town at KES 15. This will be a profitable business for me since most people in my area are not indulging themselves in it. I will be investing the income from this business in other income-generating activities."

"The biggest difference in my daily life is the fact that I bought a bed and mattress as it was my immediate need. This has given me good, sound and comfortable sleep as compared to before when my husband brought me and I slept on a very small mattress and on the hard ground infested with black ants."

"The biggest difference in my daily life is the fact that I managed to build a permanent house immediately and moved in it. I now feel comfortable as it is a little spacious and comforting to stay here as compared to the leaking, and almost falling grass thatched house that I used to sleep in."

"The moment I received my money, I felt so happy that I had got such amount of money that is unconditional."

"I remember waking up early that day to prepare breakfast for my children as they were getting late to school. I heard a vibration on my phone. I stopped what I was doing and went to check what the message was all about. I was surprised to see an Mpesa message. As I read through the message, I couldn't hold the excitement that filled my heart. I was overjoyed when I realized that I had received my first transfer from GiveDirectly."

"Owning ten goats to me makes the biggest difference in my daily life. They are my future savings. I am now certain that my children will go to school without being sent home. The goats reproduce in a short period of time and so I can sell the offspring to bail me out of any financial problem. This is the biggest achievement to a peasant farmer like me who depends on burning and selling charcoal as the main source of income and farming. It would have taken years to save enough money to buy them. I attribute my success to GiveDirectly."

"The biggest difference in my life is that l am able to till my farm with ease as compared to before when I had to hire people's oxen which could take too long before they work on my farm and it was also very expensive. Sometime I would go as far as using my own hand to till my farm and that is not the case now. I am now able to plant on time that usually leads to high production, which is always enough to sustain my family for a longer period before next planting season. l now have a very nice secured place where my visitors can release themselves. I also do not walk for a long distance when I am pressed asking for toilet from my neighbors as I use to do before. "