"In the next six months I expect to have put most part of my idle land into farming. We have been thinking of starting it up with crops which can take a short season to be harvested. This will ease the management and the initial amount of money to start it up with will not me a huge amount. "

"In the next six months, I expect to have improved our farming and in turn our production will be better than how it is currently. We have prepared almost all the pieces of farms currently this to us means our planting period will soon start when the rain ceases."

"Unable to adequately provide for the family has been the biggest hardship in life. This is necessitated by lack of better employment opportunities -as such, I solely depend on my husband who is a casual laborer in Mombasa. And because his job is not reliable, his earning is hardly enough to sustain the family. Consequently, our children lack basic needs like shelter, clothing, food, and education"

"Lack of reliable employment opportunities has been the biggest hardship in life. As a result, I solely depend on my husband who is a motorcycle mechanic. And because he works on a contractual basis, his income is dismal. Therefore, we often lack basic needs like food, health care, and shelter. This has denied us financial freedom for far too long."

"As a shop owner, one of the biggest challenges I face is people purchasing commodities on credit. This has made it extremely hard to strike a balance between friendship and business. As a result, sometimes I run into losses since some are not able to pay their debts in a good time, yet the suppliers need to be paid. As a house constructor also, people pay lowly for the service, and in most cases, they prefer simple structures due to poverty that has eaten deeply into the community. This has made this venture less desirable and I feel my skills in house construction are wasting away."

"Receiving this money means constructing an iron sheet roofed house for the family. This will save us from the burden of replenishing the grass thatched every year since roofing is every scarce."

"The biggest hardship that I am faced with is taking care of my children alone as a single parent. I do casual labour most of the time just to be sure that atleast we have a meal."

"The biggest hardship that I am faced with is inadequacy of money to sustain life. I sell firewood as a way of getting money but the money that I am able to get is not enough usually."

"Receiving this money means I can start up a small business and construct a permanent house. I'm currently unemployment and without a stable source of income."

"The biggest hardship I have faced is absence of oxen to cultivate the agricultural land. In addition, as a family we don't have a good means of transport that can facilitate movements to other places especially the hospital."