"School fees has been a big burden to me .This money has come as a big relief especially when children will be resuming school. I have two children in college who need school fees. I will then buy two cows which will produce milk and help me later in paying school fees when the herd multiplies. I will use 300 USD for school fees and 300 USD to buy the two cows."

"My business flopped when my friends betrayed me in terms of profit sharing."

"The money will assist us in adjusting the size of the house. I will also buy goats and food."

"South African Xenophobic attacks led to loss of my property and upon coming to Malawi I found my wife pregnant by another man. These two things have been disturbing my mind the most."

"Raising my young family of three with no regular source of income has been my biggest hardship. I am a motorcycle rider operating in the village setting where people mostly walk by foot to their areas of interest. So getting a customer is quite difficult and the few you find pay less. The proceeds I get is hardly enough to fend for my family's needs not to mention that I buy almost all the basic necessities."

"Considering the rainy patterns of our area that most of the time, it is unpredictable, I usually prepare my farm very late and this has resulted into low produce since I use traditional methods of farming. I have wished to own an oxen and ox plough in order to have early land preparation but this has never come through due to inadequate finances. Receiving this money means realizing my dream since I will be able to spend $370 to buy the oxen plus the ox plough and this will help me to upscale my farming and eventually, food security to my family. On the other hand, I also plan to construct a separate house for my children who are grown up now but they still spend their nights with me in the same room. To solve this, I will spend utmost $300. This will have a positive change to our livelihood, a transformation that I have ever wished."

"Lack of food"

"It will mean alot my husband is sick so the money will help to run the household."

"It will be helpful i lack alot of needs"

"A support for me"