"My goal currently is to address the deteriorating condition of my house by gradually purchasing iron sheets. The current state of my roof is dire, causing leaks during rainfall and weakening the walls. To manage this situation, my plan is to acquire at least one iron sheet every month. This will allow me to balance the financial responsibility of supporting my school-going children, who also depend on me. My objective is to accumulate a total of 20 iron sheets over time, enabling me to embark on the renovation project for my house."

"Upon receiving my recent transfer, I strategically allocated the funds to address various pressing needs. Recognizing the importance of livestock, I invested $40 in purchasing a goat, adding a valuable asset to my household. Prioritizing basic comforts, I spent $120 on mattresses, providing my family with a proper place to sleep. The educational well-being of my four children was paramount, leading me to allocate $40 for school uniforms and $50 for their fees, ensuring they had the necessary resources for school. To secure our food source, I used $60 to purchase a bag of maize, aiming to reduce dependence on my casual work of selling water. Acknowledging my husband's struggles, I offered him $20 for support during a delayed salary period. Lastly, I strategically invested the remaining funds in my existing businesses—selling groceries and petrol to boda boda riders—increasing my stock and paving the way for future financial stability. This thoughtful distribution aimed to address immediate needs, enhance our living conditions, and create opportunities for long-term self-sufficiency."

"After receiving my recent transfer, I prioritized my family's well-being. I spent $20 and $100 on beds for my children and I respectively, addressing the immediate need for comfortable sleeping arrangements as our existing beds were damaged. With $90, I purchased essential clothing for my kids, both home clothing and school uniforms, replacing what was lost in a house fire. To support our future, I allocated $10 for my wife's dowry, upholding cultural values. Recognizing the potential of her tailoring business, I invested $70 in additional stock, aiming for long-term financial stability. Finally, I used the remaining funds to alleviate the strain of my physically demanding job of repairing motorbikes as well as riding boda boda to make ends meet by purchasing nutritious food for the family. This strategic allocation aimed to meet immediate needs, invest in the future, and provide comfort amid challenging circumstances."

"We plan to cultivate mangoes on our one-acre land in the upcoming years. Mangoes thrive and are relatively unaffected by drought conditions. This strategic move aims to reduce our heavy reliance on casual jobs, my husband's motorcycle riding job and our small flock of chickens and goats to sustain our family of six. This venture promises to reinforce our long-term sustainability significantly. The resilience of mango trees against drought will serve as a shield, buffering us from the uncertainties of weather and job fluctuations. By diversifying our sources of income, we aim to create a more reliable and sustainable future for our family. Where we can achieve greater stability and independence."

"The organization significantly improved our individual lives, providing empowerment to both the young and the old and granting us financial freedom. This was made possible by allowing us to use our funds in ways that aligned with our needs and preferences. I am genuinely thrilled that my life has experienced such a remarkable positive impact."

"Since receiving the cash transfers, I've adopted a systematic way of approaching one project at a time. I utilized the previous transfers to build the pit latrine and bought a solar lighting panel. Currently, my goal is to complete the payment for the solar panel, which I acquired on credit. Following this, I plan to invest in furniture, specifically plastic chairs and a table. The existing wooden furniture has aged, leading to deterioration, and plastic furniture would mitigate this risk. Additionally, I aim to support my husband in covering the school fees for our child entering form four. The objective is to alleviate the financial burden on my husband, who has been facing challenges in meeting school fee obligations at times."

"I wish to expand my livestock holdings by the time the cash transfers conclude. Currently, I own a cow and a goat obtained through these savings. The plan is to continue acquiring cows, eventually having two, which can assist in farming activities like plowing, saving on the expenses of hiring plowing services. Additionally, the goats will contribute to building wealth. Even after the transfers end, the livestock will serve as a vital source of income, complementing the revenue generated from my business of selling palm wine. I am excited that the recent harvest has alleviated financial constraints on food, providing an opportune moment to focus on expanding my livestock. "

"My primary goal is to expand my livestock holdings, specifically focusing on goats. As the herd grows, I envision selling them in the future to cover various needs, including medical expenses or household necessities. With the current progress, having already acquired four goats through the cash transfers, I am optimistic about the continued growth of the herd. My commitment is to channel future cash transfers towards achieving this goal. With this, I can slowly become independent from my son, Katana, who is currently my main breadwinner."

"I want to construct a concrete skirting around my house, which is currently constructed with mud walls and tree poles. These walls are showing signs of deterioration, and the skirting will reinforce them, preventing potential collapse. As a herdsman, the little commission I earn from this job cannot fund the exercise which is why I look forward to utilizing the cash transfers. Besides, given that there is sufficient food from the previous harvest, I can allocate all available funds towards purchasing bricks to initiate this essential project."

"In the coming year and beyond, I wish to continue acquiring livestock, particularly goats. Owning these animals ensures financial security even after the cash transfers conclude. This will be a more reliable source of income than the practice of making charcoal that I currently partake in.  As they reproduce and increase in number, I can sell them in the future to cover various needs, such as food. As a widow, having livestock becomes a crucial source of funds, reducing my dependence on my brother-in-law for provisions."