"The biggest hardship I face is paying rent each and every month."

"The biggest hardship I face is not having enough money to buy build a bigger house for my family."

"Mostly due to my old age I struggle with sickness and also fail to buy food for my family"

"Paint kitchen food"

"The biggest hardship i have faced in my life is having enough food. I usually eat once in a day"

"I am so grateful to be considered in this program. My plan is to build a house and start busines. I have not thought about the kind of business that I want since the program has come as a surprise"

"I can't afford to build a proper house. If i get a chance to receive the transfer, i want to build a proper house and also buy proper sleeping materials."

"Receiving this money is a miracle for me because i have never received this huge amount of money in my life"

"Receiving this money means owning a piece of land as well as expanding my shop business. I have desired to purchase a plot to construct a 2 roomed house, on which I can expand my business, but this has never been possible due to inadequate capital. This has forced me to operate the kiosk in my house and it's not visible to many customers and also the varieties of goods are limited since my capital is very minimal. I plan to spend my first transfer ($500) to buy the plot and the second transfer will help me to construct a temporary house and a small portion ($200) will support me to add capital to my business. This will guarantee me more profits and hence, a better life than I have desired for a long time."

"The biggest hardship my family has met is not having a decent place to sleep. The house is small and I have a big family of five and we do not have enough money to buy everyone a mattress or beddings to sleep with and during the cold season it has been very difficult for us because it's very cold."