"I hope to accumulate some capital to be able to start a business"

"My biggest concern is building a new house. The current house is in poor condition, and it has been damaged over time. The mud walls have weakened, and the iron sheets have corroded, letting in water whenever it rains, making the space damp. I have been saving some funds from the transfers for this purpose, and I hope I will have achieved a substantial amount in a year. I have also started rearing chickens, and I hope they will have grown a bigger flock in one year so that I can sell them to support the house construction."

"I aim to repair the roof of my house. Some of the iron sheets were blown away by strong winds leaving an opening that lets in rain water. Besides, some of the iron sheets have corroded over time. I aim to replace them one by one, as I cannot afford to collectively buy the materials at a go. I also want to start rearing goats. Come June, I wish to have started buying the goats. I believe that owning livestock is the perfect way I can raise school fees for my four children who I was left with when their father passed away. I hope to achieve these goals through the help of cash transfers."

"As a caretaker, my husband earns a daily pay of $5, an amount that my family of 10 depend on. Since I am jobless, I do not have anything to supplement this. My children might go hungry the whole day in the event when he fails to send us cash. This situation has robbed away my joy as a mother because watching my children desperately at home is something that pains most. Hence, financial constraints stands out as my major challenge."

"After getting $450 from GiveDirectly, I was really happy. I decided to buy a piece of land to have a home. I had been forced to move because of floods, and being a single mom with three kids was hard. Sometimes, people kicked us out of where we were staying. I used all the $450 to buy a place for us to live permanently. Now, me and my kids have a home. I'm so thankful to GiveDirectly."

"I work at a nearby school as an account clerk, and my wife and I also rely on farming to supplement our income. We have five children. When I received my second transfer, we decided to use some of the money to build a modern storage facility for food preservation. I used $600 for the project, with $450 from my second transfer and $150 from my savings. The reason behind building the store is to have a place to store food for future use, especially during droughts, for both animal feed and our own consumption. I had this dream previously but could not realize it due to financial constraints. My income barely covers school fees and other family expenses, so we often had to sell perishable items to prevent them from spoiling. I am delighted that we were finally able to build a decent storage facility in a short time, and I am forever grateful for that."

"Firstly, I thank you givedirectly for the good work My prayer is that my children should work with givedirectly because it's a guininue organisation"

"Reliable source of income is the challenge I am facing in life. I do subsistence farming for food but due to the climate change we have been under drought for the past three years. So we now depends on the support from children."

"Lack of reliable source of income is the challenge I am currently facing in life. I do casual jobs that with very little income which caters for food only. I have two children that have stayed away from school for two years now. I lack the capacity to enroll them."

"My goal for this year is to construct a new and decent house to live in. The house that I am currently sheltering in is old and in bad shape. The roof is leaky, and it becomes unsafe whenever it rains heavily. Since the education expenses for my children will be covered, my plan is to accumulate more building materials, such as poles, sand, and iron roofing sheets, to facilitate the construction of the new house. I am glad to report that I have managed to buy building stones which I will start with. Having a new house will be a great achievement for me, and I plan to commit to this goal as it will make a huge difference in my life as I continue to receive monthly transfers."