"The final step in completing the construction of my house is to install the roof, which will require 14 pieces of iron sheets. I intend to utilize my upcoming transfers to gradually purchase these iron sheets, acquiring them bit by bit until I reach the necessary quantity. I am immensely grateful for the financial support provided by the transfers, as it plays a pivotal role in enabling me to achieve my goal of homeownership. With each step forward, I am filled with gratitude for the opportunity to turn my dream into a reality, and I remain determined to see this project through to its completion."

"As I embark on the journey, my primary focus is prioritizing my health. Recognizing the importance of a thorough medical examination as advised by the doctors, I am determined to utilize the upcoming transfers to seek the necessary medical attention. My goal is not only to address my current health condition but also to pave the way for a future filled with vitality and well-being. In the coming year and beyond, I aspire to cultivate a lifestyle that honors and cherishes the gift of health, embracing each moment as an opportunity for growth and healing."

"I'm eager to break free from the confines of my grandson's house and reclaim my independence by focusing on completing the construction of my own home. With determination fueling my every step, I will diligently work on purchasing the remaining materials needed, piecing together my dream house bit by bit until it stands tall. This is about carving out my own space, a shelter where I can thrive and be myself."

"I have decided to allocate my upcoming transfers towards purchasing more medicinal drugs to manage my mental illness. These medications are crucial in preventing the frequent recurrence of my condition and maintaining my overall well-being. Additionally, having funds set aside will provide me with peace of mind, knowing that I can cover any hospital bills in case I need to undergo further check-ups or treatment. I am profoundly grateful for the financial support I have received from the transfers, as it has been instrumental in helping me manage my mental health condition. This assistance has provided me with the means to access necessary medications and healthcare services, ultimately contributing to my overall stability and well-being."

"My goal is to continue supporting the education of my six children. The oldest one is in form two, and the youngest is in grade one. I am pleased that one of them recently obtained sponsorship for her high school education, which means I will only need to cover expenses for her materials like books and uniforms. This allows me to better support her five siblings, which I plan to do through the transfers and any extra earnings from my palm wine-selling business. I firmly believe that education is essential in ensuring that they secure a brighter future that will expose them to better job opportunities. With education, they can support themselves and even provide support for me back here in the village."

"As a form one student, my goal is to ensure continued support for my education. To achieve this, I established a chicken-rearing project last year through the transfers. I am pleased that the proceeds from this endeavor have assisted me in covering needs such as school fees when I was initially joining secondary school. Currently, I have at least 50 chickens, and my aim is to expand this flock. I believe that during financial emergencies, both at home and at school, I can sell some of them to raise money. With the transfers scheduled to end before I finish form four in the next four years, chicken rearing will ensure that my school fees are covered even beyond the transfers."

"My husband and I are aged and we cannot work anymore. I do subsistence farming though on a small scale. Most of the time I depend on neighbors for food whenever we fail to harvest. Lack of reliable sources of income is the challenge I am currently facing in life."

"A reliable source of income is the challenge I am currently facing in life. My husband and I do casual jobs making very little income which caters for food and school fees. Sometimes we can take a whole month without any job. This makes the children miss classes due to lack of school fees. I also lack the capacity to build a house for the children thus we all sleep in the same house which is against our culture. The boys are grownup ."

"Housing is the challenge I am currently facing in life. My house was demolished by rain some years back and since then I have been seeking shelter from outside the compound. I lack the capacity to build another house."

"The source of reliable income is the challenge I am currently facing in life. I am a housewife and my husband does casual jobs at Watamu making little income which caters for food and school fees. Most of the time the family goes without food and even children miss class due to lack of school fees. This is really a challenge for me."