"We do not have a stable source of family income, we depend on subsistence farming to provide for our family and this is very challenging and uncertain. Unpredictable weather patterns and little rainfall in our area affects our crop production. We sometimes experience poor harvest which affects negatively on our family. We end up struggling financially to meet family needs. It is my wish to give our son Barrak Kikenyi quality education, I chose to take him to a private school now that our nearby public school is not performing well academically. This comes with another struggle of paying for his tuition fees. We are at times left with nothing to cultivate our farm."

"I am currently eight months pregnant and expecting my baby next month. Because of this, I am unable to do any heavy work, and I know that the expenses associated with childbirth will be many. I will need to hire a house help to assist me, which adds to my financial burden since my salary is very small.Given these circumstances, my plan is to start saving a small amount of money after two years. My goal is to build an additional room for my sons, as they are growing up and need their own space for privacy."

"As a recipient of GiveDirectly, my hopes for the coming year and beyond are filled with dreams of successful farming. Since farming is my lifeline, I’ve developed a keen interest in cash crop farming after seeing some neighbors thrive in it. My goal is to start cash crop farming if the rains are favorable. When the heavy rains come, I plan to focus on maize farming, as maize grows well with plenty of water. However, if the season brings only light rains, I will switch to watermelon farming because watermelons don't need as much rain to flourish. By adapting to the changing weather, I hope to secure a stable income and improve my family's living conditions. This strategy will help ensure that regardless of the weather, I can provide for my family and build a better future."

"In the coming year and beyond, I hope to reinforce my house by building strong pillars that can withstand the fierce winds we often face in our area. This goal is very important to me because a sturdy home means safety and security for my family. To make this dream a reality, I have decided to start saving $10 every month starting today. Each dollar saved brings me closer to having a house that won't be easily damaged by the wind, giving us peace of mind and a sense of stability. By carefully planning and saving, I am determined to accomplish this goal and ensure that my family has a safe place to call home for many years to come."

"As my two daughters complete their studies this year, I hope to accomplish a lot in the coming year and beyond. Right now, I have two goats, but my dream is to buy more and start goat farming. With my daughters finishing their secondary education, I will have some relief and more time to focus on building my herd. Goat farming can provide us with a steady income and improve our lives. This would help us become more self-sufficient and secure. I'm excited about the possibilities and determined to make this dream come true for my family's better future."

"My primary accomplishment this year is to save enough money to buy cement. My goal is to build a four-room rental house. This investment will ensure that even after the financial support ends in the next five years, I will have a stable source of income from the rent paid by tenants. I am very happy with the financial support from the transfers. It has revived my dream of completing the construction of these rental houses."

"The shop where I sell vegetables is made of mud and has a grass-thatched roof. Every morning and evening, I have to transport the produce to and from my house, which is very tedious. My goal before the end of this year is to save enough money to buy building stones, sand, and cement. I plan to construct a permanent structure and fix a door. This will allow me to store the products in the shop, eliminating the need to ferry them back and forth every day. I am very happy and appreciative of the financial support I have received so far."

"After realizing that buying cows directly from my savings wasn't feasible due to their high cost, I opted for a more gradual approach by investing in goats. My hope is that the goats will breed and multiply, eventually allowing me to trade them for cows or sell some to fund my children's education in the future. Additionally, I plan to use the cows for ploughing and possibly rent them out for ploughing services, providing an extra source of income for my family. This decision fills me with determination and optimism, as I'm determined to find creative ways to secure a better future for my loved ones, despite the challenges."

"Despite my efforts to repair my house, the persistent rains have made it clear that more repairs are both difficult and costly. It's always been my wish to provide a stable and secure home for my family. That's why I've made the decision to save my transfers and embark on building a new, more durable three-bedroom house. This decision fills me with optimism and excitement, knowing that this new home will not only provide shelter but also comfort and stability for my loved ones. It's a step towards a brighter future, and I'm eager to see my family thrive in our new home."

"My goal is to continue using my transfers to invest in my children's education and expand my goat herd, with the hope that they'll multiply and become a valuable asset in the future. Selling goats could provide crucial financial support for my children's education, which remains my utmost priority. It fills me with determination and hope to envision a path where I can ensure my children's educational needs are met, thanks to GiveDirectly and careful planning and resourcefulness."