"In the coming year and beyond, I aim to expand my livestock by purchasing more goats. Currently, I have five goats, which have greatly benefited my family. Adding more goats will provide even greater support for our needs. To achieve this, I plan to save $10 monthly to accumulate the money to buy the goats. In the current market, a goat goes for around $50. With more goats, I will improve my family's livelihood, whether through selling them or utilizing their produce. This investment will secure our future and provide us with greater stability."

"In the coming year and beyond, I want to invest more in goats to secure my family's future. In our area, livestock represents true wealth because goats can be easily converted to cash, thanks to their ready market. To achieve this, I plan to save $20 monthly from the transfers, steadily growing my herd. This investment will provide us with financial security and create opportunities for expansion and sustainability. With each step, I am building a stronger foundation for my family, ensuring we have assets to support us in times of need."

"In the coming year and beyond, my main goal is to expand the boutique business my son is operating, which has become our family’s lifeline. Using the transfers, I’ve been helping him add stock bit by bit, ensuring the shelves stay full and the customers keep coming. This business has given us a steady source of income, but I know we can do more. I plan to pump in at least $20 monthly from the transfers to boost the stock further, allowing us to offer a wider variety of items to attract more customers. With each month’s investment, I am confident the boutique will grow into a thriving enterprise, providing a stable income. This expansion will bring us closer to financial security and ensure my family can live a better, more comfortable life."

"In the coming year and beyond, I am determined to complete the renovation of my house, a project I started with the transfers from GiveDirectly. I am constructing pillars to reinforce my mud-walled house, making it stronger and more resilient to the fierce winds we often experience. This is crucial for the safety and well-being of my family, as we can no longer afford to live in a house that may collapse during a storm. By finishing the renovations, I will ensure my family has a safe, secure, and lasting home for years."

"In the coming year and beyond, I aim to renovate my leaking house so my family and I can live comfortably. The state of the house has been a challenge, but I am determined to change that. To make this plan come to pass, I have committed to saving $30 monthly from the GiveDirectly transfers. This consistent effort will enable me to gather the resources needed to repair the roof and improve our living conditions. A safe and comfortable home is a foundation for a better future, and I am dedicated to achieving this dream for my family."

"In the coming year and beyond, I am committed to investing in goats to secure my family's future. This investment will provide us with a reliable source of income, even after the GiveDirectly program ends. Every month, I plan to save $20 from the transfers to gradually grow my herd. These goats will not only support us financially but also give my family a sense of stability and independence. With this plan, I am confident we will have something to rely on for years to come, ensuring our resilience and peace of mind."

"In the coming year and beyond, I aim to expand my livestock investment by acquiring more goats. Currently, I have two goats, which symbolize a future of stability and growth for my family. My immediate goal is to clear my existing debt; once that is done, I plan to focus on saving to purchase additional goats. This strategy will not only provide a steady source of income but also help establish a sustainable foundation for my family’s future. Each goat I add brings me closer to financial independence and enables me to provide better opportunities for my children."

"In the coming year, my main goal is to complete the roofing of my house, which I began constructing with the help of transfers from GiveDirectly. Currently, I only need six more iron sheets to finish the project and provide my family with a secure and comfortable home. With the upcoming transfers, I plan to save at least $20 each time to ensure I can achieve this milestone. Completing the roofing will give us a sense of accomplishment and stability, turning a long-held dream into a reality."

"Financial constraints are the biggest challenge, I am a fish monger and for the past two months my income has gone down. I am earning half of my income and this has hugely affected my plans. I am unable to pay school fees for my children on time and also other basic needs."

"I have a leg problem, which means I cannot walk or even do heavy lifting. I depend on my daughter who does casual jobs such as fetching water or washing other people's clothes. In a day she can earn about $3 which is hardly enough for food. A family of six is difficult to feed especially with the high cost of food supplies. To further worsen our food crisis is the long drought seasons experienced here, it has really affected us."