"I have always aspired to own a business, and to achieve this, I have been diligently saving with my local savings group. Despite a few setbacks, I remain determined to continue saving my transfers. I believe that with patience and perseverance, my savings will eventually mature. Once they do, I plan to use them to start the business I have always dreamed of. This goal motivates me to stay focused and committed to my financial plan."

"As a motorcycle taxi driver, my long-term goal has always been to become self-employed. To achieve this, I plan to invest my earnings in purchasing goats, with the hope that they will multiply over time. My aim is to sell the goats in the future, using the profits to buy my own motorcycle. Achieving this milestone is very important to me, especially as my family is growing. I also plan to expand our current one-bedroom house into a three-bedroom home. Once I am self-employed, I intend to use the revenue from my business to fund this expansion, ensuring that our home can comfortably accommodate our growing family."

"With my prior transfers, I had already purchased poultry with the hopes that they would multiply and grow in number. Using the chickens that have multiplied, I plan to sell them, acquire goats in the hopes that they will also multiply, trade them for cows, and eventually start a livestock farm, specializing in cows. In order for my children to be able to support themselves and take care of me in the future, I also plan to urge them to finish their school and support them utilizing the transfers i receive from Givedirectly."

"My house is very small and having a bigger house that can accommodate my family of three children has been my dream. To achieve this I have been gradually buying building materials for my house and I am happy with the progress I have made. I have a target of 20 iron sheets and am currently at 8. I plan to use my transfers to buy more building materials and finally have my house built and completed. Achieving this will make me very happy. After that, I plan to save my transfers and venture into a grocery business which will help me take care of my children."

"I maintain a savings account specifically earmarked for my children's education. Additionally, I benefit from the merry-go-round savings group, which aids in accumulating the transfers I save within it, ultimately depositing the sum into my children's education savings account. Moreover, I possess some livestock that I'm optimistic will multiply, allowing me to sell them in the future and allocate the proceeds to the savings account. My primary motivation is ensuring my children's uninterrupted education, a goal that brings me immense joy."

"Considering our household of six children, our current one-bedroom feels cramped and insufficient for all of us. I've been gradually purchasing the necessary building materials, and thus, I am in the process of planning to construct a two-bedroom block house that will adequately accommodate our family. The goal is to begin construction by August of this year. The completion of this new house will bring immense happiness and relief. Subsequently, after the completion of the house, my plan is to dedicate my transfers towards savings and venture into business opportunities. This strategy aims to enhance my capacity to support my children's education."

"Since I started saving part of my transfer a year ago, I know that by the time I finish college, I will have raised almost $600, which is my target. I plan to use the money I save to start a business after I finish college. I am counting the months because I will be finishing next year. Through asking and doing a little research, I think starting a boutique would be a good idea. Having this business will help me not to depend on people for financial support and will give me peace of mind as I look for employment. Once this business picks up well, I would also help my parents provide basic needs like school fees for my younger siblings. I appreciate this support since it helps me see that my future is bright, and I am optimistic to achieve my goals in life."

"My main goal is to join college. I completed my Form Four in March 2022, at Mlanza Secondary School. I want to enroll in a wiring course because the grade I got can easily be accepted for me to join it. The course will take two years to complete. I also believe wiring is a good course because everyone who does it makes it in life. I am planning to enroll for it in July after I receive money from my merry-go-round. This will help me and I will also be selling my chicken and my three goats so that I can be able to fund myself at school. I am required to pay $250 per year and I will be able to meet this as I will also be doing side hustles like selling clothes as well. I am fully prepared and I believe I will achieve all my goals in life."

"I am a mother of four children. I currently burn and sell charcoal. I want to invest in goats as I currently have six but by the end of this year, will make sure I get to ten and later exchange them for cows.I also have two chicken and I believe when they hatch they can easily multiply and I can also sell them when faced with financial challenge and also when my children are chased out of school, I can easily sell them as well and take them back to school. My joy is to see my children well educated and achieve their goals in life."

"My main goal is to improve our living standards. I have opened a shop and I plan to expand my business. By the time I have completely received my transfers, I would have expanded my business and it will have been stable enough to bring in a lot of profit. We had tried a lot of businesses before, like raring chicken but they all died and I am left with six right now. I plan then to invest more in expanding my shop because I believe I will only make profit and no loss this time round."