"My goals for the coming year and beyond include purchasing a new bed and mattress, fixing a door on my house, and acquiring more livestock. The bed and mattress will provide me with much-needed comfort during my sleep, while the door will ensure the safety of my property inside the house. By investing in more livestock, I will have a valuable resource to fall back on in the event of an emergency, even after the financial aid ends. I plan to achieve these goals by saving a portion of my transfers each month. I am very appreciative of the financial transfers, which are helping me work towards these goals and improve my life."

"My husband works as a driver in the city, and we rely on his income. I also do casual jobs and crop farming, but our income is not sustainable. When I received my first transfer from GiveDirectly, I invested $70 in my maize farm for planting and weeding. For years, we have struggled with capital, leaving our land unplanted sometimes, and drought has been another issue. However, This season, we were lucky as there were rains, and GiveDirectly's cash came at the right time. Additionally, I gave my son $20 for transport back to school when schools were opening. I also repaired my house door at $50, as it had been faulty for months. Closing the door was difficult while away from home, and it was risky because of fear of debt. I also bought a table for $15; we only had one, so I added another. I used the remaining $45 on food. Thank you GiveDirectly."

"I currently have three goats, all purchased with the help of the transfers. My goal for the coming year and beyond is to purchase more livestock with my subsequent transfers. I plan to save a portion of my transfers each month, and once I have enough money, I will purchase another goat. Over time, they will multiply and grow the herd. In the future, when I need money, the livestock will come in handy because I can sell some and use the money to attend to my needs. I am very appreciative of the financial transfers and how they have helped me improve my life."

"In my opinion, GiveDirectly has done a commendable job in providing cash transfers without strings attached, which empowers us to utilize the funds according to our unique needs. The flexibility this approach offers has allowed us to address our most pressing needs without restrictions. Moreover, the fact that the transfer is channed directly to our Mpesa accounts, ensures that we receive the full intended amount without any deductions or intermediaries. Since my engagement with GiveDirectly, I have consistently received all my transfers without any issues. I have not encountered any shortcomings or areas for improvement in the organization's operations. It seems to me that GiveDirectly is fulfilling its mission effectively, and I encourage them to continue their excellent work"

"I used $200 to revive my coconut selling business, which had stalled when I had to take time off to care for my ailing father. With the business up and running again, I now have a steady income to support my family. With another $200, I bought 10 iron sheets and some logs to build a two-roomed house. We have been living in a one-room house, which becomes even more challenging whenever my two sons come home. Without enough space, they end up going back to town to find a place to sleep. The new two-room house will provide us with much-needed space and comfort, allowing my sons to stay home and be with the family. I also used $40 to buy food for my family since ensuring that having enough to eat is always a priority, and this money allowed me to stock up the very important household food items. The support from the cash transfer has not only helped me revive my business and improve our living conditions, but it has also brought a sense of stability and hope for a better future."

"In the coming year and beyond, I don't have any specific goals but to save the little income I get from casual jobs that I do at home. Additionally, I save a part of my monthly income, around $20, to put towards paying my college fees. I am really dedicated to pursuing a plumbing course. Currently, my parents are peasant farmers and they can't afford the $600 needed to send me to college. This means I have to work very hard to find ways to join college. I am passionate about this course, and it's not as costly compared to other courses. I also like the idea of being self-employed after completing my studies. I believe I can sell my skills through good work. I am optimistic that with support from Give Directly, I will achieve my dream of supporting my parents and myself in the future."

"In the coming year and beyond, I would like to pursue an income-generating activity. I have been thinking about this for a while and have shared the idea with my spouse. I have decided to start a charcoal business to generate daily income to support my family. As a result, I want to start saving a portion of my monthly transfer to open this business. I chose this business because it requires little initial investment, and I can increase the stock as I gain more customers. Additionally, charcoal is a non-perishable commodity, so I don't have to worry about it spoiling if it's not sold quickly. This business will provide me with the opportunity to meet my family's basic needs without having to take on a lot of strain. Currently, I struggle to find casual jobs to support my family. I'm grateful to GiveDirectly for providing me with the financial support that has enabled me to have this idea."

"I am a mother of four children, and my husband works as a primary school teacher. I am not formally employed, and my primary responsibilities include farming and occasionally doing casual jobs. Life has been challenging for us because my husband had taken out loans in the past, resulting in a reduced salary that wasn't even enough to cover basic food necessities.After receiving my last transfer, I decided to use $50 to purchase essential items to alleviate the need for casual labor like working on other people's farms. I also invested $150 in agriculture to plant two hectares of beans. Initially, I didn't have enough capital to engage in sufficient farming, but thanks to GiveDirectly, we were able to achieve what seemed impossible.Our house had old, rusted iron sheets that leaked when it rained, making our living conditions uncomfortable. I used $150 to improve the roof and make necessary repairs. With the remaining amount, I bought new chairs since the ones we had were all broken.My heartfelt appreciation goes to GiveDirectly for their support. I am very grateful."

"Completing the renovation of my house is my immediate goal, and I'm diligently saving in my local savings group to make it happen. Once the house renovation is complete, my focus will shift to building a shed for the chickens. I hope that they will multiply and bring me additional income. Eventually, I wish to expand my livestock farming where I will sell the chicken and buy goats in hopes that they too will multiply, sell them in future and venture into cows.These steps will not only secure our financial stability but also fulfill my dreams of providing a comfortable life for my family."

"I’m excited to share that I’ve completed purchasing all the building materials for my two-bedroom house. Now, I’m focusing on gradually paying for the labor in advance to get the construction underway. Once the house is built, my next goal is to invest in livestock, hoping they will multiply. Selling them in the market will provide the funds to support my children's education. Currently, our home is in such poor condition that it’s on the verge of collapsing. The thought of having a safe, sturdy house fills me with immense joy. If everything goes as planned, I’ll celebrate this achievement with a heartfelt party, grateful for the progress and stability it will bring to my family."